Direct deposit

Direct deposit is an electronic transfer of funds from an organization like your employer, a retirement plan or the Social Security Administration, paid directly to your Regions account. Setting up direct deposit can be done conveniently through Direct Deposit Switcher in the mobile app or Online Banking.¹

Qualifying customers can get funds up to two days early through Early Pay.²

Set up direct deposit Enroll in Online Banking

Learn how to use Direct Deposit Switcher to switch your direct deposit to Regions

Electronically set up direct deposit in a few simple steps

Step 1: Log in and navigate to manage direct deposits

In the mobile app, tap Pay & transfer from the bottom navigation and then tap Manage direct deposits.

In Online Banking, click Transfers from the top navigation and then click Manage direct deposits.

Once you’re ready to switch your direct deposit to your Regions account, select Allow and continue.

Step 2: Select your account and choose your employer

Select the account you want your direct deposit to be deposited to. On the next screen, choose your employer and log in using your work credentials.

Step 3: Confirm your direct deposit set up and deposit amount

Check that the information is accurate for your employer, Social Security or retirement plan and verify the account you have chosen.

Next, determine if you want a portion of your paycheck or the entire paycheck directly deposited into your account. Once your details are set, tap Confirm. Your direct deposit is confirmed. Updates to your direct deposit may take up to one to two pay cycles to take effect based on your employer or payroll provider.

Direct deposit enrollment forms

If your employer is not eligible for electronic enrollment in direct deposit, use the form provided to set up direct deposit.

Download the direct deposit form (PDF) Now Card direct deposit form (PDF)

You could get paid up to two days faster with Early Pay

Regions customers could get access to qualifying payroll funds from participating employers or federal and state government payments up to two days early with Early Pay.²

No need to enroll and there's no additional cost — it’s automatic when you have qualifying direct deposits to your Regions account or prepaid Regions Now Card®.

Learn more

Download the Regions Mobile app

Bank on the go from your mobile device or tablet in English or Spanish.³ It's easy and safe. Just download the Regions Mobile app and enroll in Online Banking.¹ With a tap or a touch, you can move money, pay bills, deposit checks and monitor accounts.

Scan the code with your mobile device camera to download the app or visit regions.com/download.

Direct deposit details

To identify your checking, savings, or money market account number within Online Banking, select the account from the Account Overview and click View More Details to expand the Account Details area. You will see your masked account number and can then select to show your full account number.

In the Regions Mobile app, select an account and tap View account & routing numbers.

Regions routing numbers are as follows:

State	Routing/Transit Number
Alabama	062000019
Arkansas	082000109
Florida	063104668
Georgia	061101375
Illinois	071122661
Indiana	074014213
Iowa	073900438
Kentucky	083901744
Louisiana	065403626
Mississippi	065305436
Missouri	081001387
North Carolina	053012029
South Carolina	053201814
Tennessee	064000017
Texas	111900785
Virginia	051009296

Customers should use the following address when setting up direct deposit to their Regions account:

2090 Parkway Office Circle, Hoover, AL 35244

Funds from direct deposits, cash deposits or wire transfers are generally available the same day they are deposited to your account. In most cases, funds from checks you deposit on a business day (business days exclude Saturday, Sunday and federal holidays) are available to you by the next business day. However, in some cases, funds may take longer before they are available for your use (up to 7 business days). If there is a hold on your deposit, we will notify you of when funds will be available. Please see the Funds Availability Policy in the Regions Bank Deposit Agreement for complete details.

You can set up direct deposit through a payroll connectivity tool like Regions’ Direct Deposit Switcher in the mobile app or Online Banking. Digitally access your employer’s payroll system and make the switch.

Or you can provide your employer with your Regions routing and account number. Fill out a direct deposit authorization form and attach a voided check.

Smart solutions to help you succeed

Plan for the future
Build plan to reach goals

Work with a banker to build a Regions Greenprint® personalized plan to help you achieve your goals.

Access funds
Build credit for the future

Subscribe to Self,⁴ a service that could help build your credit history by reporting payments you already make. Sign up for Rent Reporting at no cost to improve your access to financial opportunities in the future.

Protect assets
Control your cards

Set up LockIt® card controls⁵ to customize how your debit card, credit card and prepaid Now Card® can be used.

Enrollment in Regions Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or taxpayer identification number or use alternative enrollment procedures available by visiting a branch. Regions Mobile app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or the mobile app, but fees may apply to certain products and services offered through Online Banking and the mobile app. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. U.S. checking or savings account required to use Zelle®.
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
If you select Spanish as your language preference, please note that certain services, products, and information (including official legal terms and disclosures for products and services) may be available only in English. In the event of any conflict in meaning, substance, or intended expression between any English content and the Spanish translation of that content, the English content will control.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing or ATM inquiries. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.