Early Pay

Get access to qualifying payroll funds from participating employers or federal and state government payments up to two days early with Early Pay[1].

No need to enroll and there's no additional cost—it’s automatic when you have qualifying direct deposits to your Regions account or prepaid Regions Now Card®.

Get paid faster than ever with Early Pay.

Set up direct deposit

Early Pay is automatically added to your account or Now Card at no additional cost. Not set up with direct deposit yet?

Just log in and use the direct deposit form under the customer service tab. For direct deposits to the Now Card, learn more and download the direct deposit form.

Get federal or state disbursements sooner

Early Pay also applies to federal disbursements (like unemployment and Social Security) and state unemployment benefits.

Sign up for alerts and notifications

Set up customized alerts through online banking or the mobile app to get notified when deposits or other transactions increase your available balance. Learn more about setting up alerts and notifications.

Early Pay direct deposit details

  • No, there is no need to enroll. Customers are automatically enrolled in Early Pay.

    If you’re not currently enrolled in direct deposit you can:

    • Businesses and employers don’t always submit their direct deposit information at the same time each pay period. For example, one pay period, they may submit it one day early, and the next, they may submit it two days early. Unfortunately, we don’t have control over the timing. However, you can subscribe to receive alerts so you’re notified when you receive your direct deposits early. Learn more about alerts.
  • If you don't want to be enrolled in Early Pay, you can visit your local branch or message us within Online Banking to opt out of this service. If you choose to opt out of receiving your direct deposit early, it could take up to five business days before your changes take effect. In rare cases, it could take up to 60 business days before your changes take effect.

    • Direct deposits that may be received early include payroll and government disbursements, such as Social Security, retirement and state unemployment benefits. Deposits from employers that are notated as payroll or something similar may be eligible for Early Pay.
    • Depending on your employer or payor, it could take up to 60 days for the direct deposit to be eligible for the Early Pay service. However, in some cases, it may happen sooner.

Your path to financial confidence starts with a plan.

With the right tools and guidance, anyone can be good with money. Let us help you build a Regions Greenprint®, a personalized plan to achieve your financial goals.

Smart solutions to help you succeed

Plan for the future
Build plan to reach goals

Work with a banker to build a Regions Greenprint® personalized plan to help you achieve your goals.

Grow savings
Spend and grow savings

Enroll your checking account in Spend & Save and grow your Regions LifeGreen® Savings automatically as you use your Regions Visa® debit card.[2]

Access funds
Build credit for the future

Subscribe to Self,[3] a service that could help build your credit history by reporting payments you already make and improve your access to financial opportunities in the future.

Protect assets
Get account activity alerts

Get account information sent directly to you via email, SMS/text message[4] and push notifications when you set up alerts and notifications.

Enjoy Early Pay on your Regions accounts and the prepaid Now Card

Many banks offer early direct deposit only on a specific checking account—but Regions customers can enjoy Early Pay on all checking, savings and money market accounts, as well as the prepaid Now Card.

Watch our short video to learn more.

We want to make banking better.

We are here to help you, whenever you need it, wherever you are. Bank on the go with mobile and online banking, or stop by one of our 1,200 branches for dedicated, caring service from our team of bankers.