• Early Pay is a courtesy service giving Regions customers access to their funds through qualifying direct deposits up to two days early. There’s no enrollment or activation required when you set up a direct deposit into your Regions checking, savings or money market account or prepaid Now Card.

No, there is no need to enroll. Customers are automatically enrolled in Early Pay.

If you’re not currently enrolled in direct deposit you can:

• Log in to Online Banking and use the direct deposit form under the Customer Service tab.
• Learn more about enrolling in direct deposit or visit a local branch.
• Now Card customers can access the Now Card direct deposit form, or visit a local branch.

• A direct deposit is an electronic transfer of funds from an organization such as your employer, a retirement plan or the Social Security Administration, directly to your checking account, savings or money market account or prepaid Regions Now Card.

• Direct deposits that may be received early include payroll and government disbursements, such as Social Security, retirement and state unemployment benefits. Deposits from employers that are notated as payroll or something similar may be eligible for Early Pay.

• Businesses and employers don’t always submit their direct deposit information at the same time each pay period. For example, one pay period, they may submit it one day early, and the next, they may submit it two days early. Unfortunately, we don’t have control over the timing. However, you can subscribe to receive alerts so you’re notified when you receive your direct deposits early. Learn more about alerts.

• Depending on your employer or payor, it could take up to 60 days for the direct deposit to be eligible for the Early Pay service. However, in some cases, it may happen sooner.

You can set up alerts and notifications through online and mobile banking so that you’re notified when funds are deposited or loaded to your prepaid Now Card. Learn more about alerts.

If you don’t want to be enrolled in Early Pay, you can visit your local branch or Message Us within Regions Online Banking to opt out of this service. If you choose to opt out of receiving your direct deposit early, it could take up to 5 business days before your changes take effect. In rare cases it could take up to 60 business days before your changes take effect.

Your business will not be impacted by this change; however, if your employee banks with Regions, they may receive their deposit up to 2 days early. If you have additional questions, please contact the following area depending on your current service:

• iTreasury users - please contact Commercial Client Services at 1-800-787-3905.
• Customers with Online Banking Business Services – please call the Regions Contact Center at 1-800-4PCBANK.