Home equity loans and lines of credit

Choosing the right lending solution is important, especially if you plan to use your home’s equity to meet your needs. Whether you need funds for large expenses, emergency cash, or if you’re ready to start home improvements, a Regions home equity loan or line of credit can be an option.

Apply online, in a branch or by calling 1-888-IN-A-SNAP.

Find out more about Regions home equity products

Fixed Payments, No closing costs
Home equity loan

  • Fixed loan amount
  • Predictable monthly payments
  • No closing costs

Variable rate, borrowing flexibility
Home equity line of credit

fixed rate, predictable payment option for customers
Loan-in-a-line feature

  • Available for existing Regions home equity line of credit accounts
  • Fixed rate option with a variety of terms
  • Predictable monthly payments

Compare our home equity products

Which is better for you—a home equity loan or a home equity line of credit? Use our comparison chart to help you decide.

Home equity FAQs

  • You can use your home’s equity for a variety of purposes. Because the amount of a home equity loan or home equity line of credit is typically higher than a credit card, personal loan, or line of credit, it’s generally used for more significant purposes – such as consolidating higher interest debt, making home improvements, or funding large, unexpected expenses.

  • Home equity loans and lines of credit typically have lower interest rates than a credit card or personal loan. Also, the interest you pay on your home equity loan or line of credit may be tax deductible.

  • All of Regions home equity products have minimum and maximum loan amounts. The amount you may be eligible for is determined by several factors such as credit worthiness and home value, for example.

  • Interest rates are determined for each individual customer, based on the information in the application, including credit history, home value, loan amount and other information as applicable.