Home Equity Line of Credit
We make it easy to apply for a Home Equity Line of Credit so you can focus on the important things in life. For a limited time, you can get a 0.99% introductory annual percentage rate (APR) for six months. After that, a variable rate applies. Current rates range from 3.75% to 10.75% APR.
View All Home EquityThe Basics
A Regions Home Equity Credit Line is a flexible, revolving line of credit that’s secured by a primary or secondary residence. The property must be located in a state where Regions has a branch. Get a 0.99% intro APR for 6 months, then variable APR applies. Current HELOC rates 3.75% - 10.75% APR.
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Loan in a Line Options
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No Annual Fee
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No Closing Cost Options
Home Equity Line of Credit Details
Late Fee for 5% of the payment amount ($29 minimum, $100 maximum, $15 maximum for TX)
Returned Check Fee for $15 for all states
Loan in a Line Conversion Fee of $100
- Bank paid closing cost options 4
- No Annual Fee
- Borrow as much as you need up to your credit limit
- 30-year term (10 year draw; 20 year repayment period) 3
- Loan in a Line options
Ways To Open
Ways to apply for a Home Equity Line of Credit
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Online Application
Apply today online.
Apply Now -
Visit a Branch
Apply at a branch near you today.
Find a Regions Branch -
Apply by Phone
1-888-462-7627 Mon - Fri 6 a.m. to 7 p.m., Sat 8 a.m. to 2 p.m.
Some things are bigger than banking
At Regions, we're more than just bankers. We're home owners and parents and grandparents and neighbors. So, we get why you want a loan and how you're hoping to use it for the things in life that matter most. That's why we made it so easy to apply for a Home Equity Line of Credit in just minutes. From home improvements to college education and beyond, we offer the financial support to make it all happen.
Our custom calculators help you figure out the financial details.
Convert Your Equity Line Balances into a Fixed Rate!
Why Regions?
Insights
Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, home equity calculators and other tools to make the process easier.
Convenience
Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide
Personal Service
Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.
Community Involvement
We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.