Home Equity Line of Credit

We make it easy to apply for a Home Equity Line of Credit so you can focus on the important things in life. Use your home's equity to make upgrades, take care of needed expenses, or debt consolidation. Current rates range from 8.25% to 15.125% APR1.

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The Basics

A Regions Home Equity Credit Line is a flexible, revolving line of credit that’s secured by a primary or secondary residence. The property must be located in a state where Regions has a branch. Current HELOC rates range from 8.25% - 15.125% APR1.

  • Loan in a Line icon

    Loan in a Line Options

  • no annual fee

    No Annual Fee

  • No closing cost

    No Closing Cost Options

Ways to apply for a Home Equity Line of Credit

  • online Online Application

    Apply today online.

    Apply Now
  • a Regions branch Visit a Branch

    Apply at a branch near you today.

    Find a Regions Branch
  • on the phone Apply by Phone

    1-888-462-7627 Mon - Fri 6 a.m. to 7 p.m., Sat 8 a.m. to 2 p.m.

Some things are bigger than banking

At Regions, we're more than just bankers. We're home owners and parents and grandparents and neighbors. So, we get why you want a loan and how you're hoping to use it for the things in life that matter most. That's why we made it so easy to apply for a Home Equity Line of Credit in just minutes. From home improvements to college education and beyond, we offer the financial support to make it all happen.

Convert Your Equity Line Balances into a Fixed Rate!

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Why Regions?


Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, home equity calculators and other tools to make the process easier.


Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.