Home Equity Loan
Apply for a Home Equity Loan in just minutes, so you can focus on the important things in life. Get a fixed rate as low as 3.00% with auto pay — and no closing costs.
View All Home Equity- Overview
- Details
- Ways To Open
The Basics
A Regions Home Equity Loan is an installment loan that’s secured by a primary or secondary residence. The property must be located in a state where Regions has a branch.
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Interest Rates as Low as 3.00% APR with auto pay
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No Closing Costs
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Fixed Interest Rate
Home Equity Loan Details
Late Fee for 5% of the payment amount ($29 minimum, $100 maximum, $15 maximum for TX)
Returned Check Fee for $15 for all states
- APR as low as 3.25% 2
- No Closing Costs
- Fixed Interest Rate
- 7, 10, 15 or 20 year terms available
- Predictable Monthly Payments
Ways To Open
Ways to apply for a Home Equity Loan
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Online Application
Apply today online.
Apply Now -
Visit a Branch
Apply at a branch near you today.
Find a Regions Branch -
Apply by Phone
1-888-462-7627 Mon - Fri 6 a.m. to 7 p.m., Sat 8 a.m. to 2 p.m.
Some things are bigger than banking
At Regions, we're more than just bankers. We're home owners and parents and grandparents and neighbors. So, we get why you want a loan and how you're hoping to use it for the things in life that matter most. That's why we made it so easy to apply for a Home Equity Loan in just minutes. From home improvements to getting cash for a large purchase and beyond, we offer the financial support to make it all happen.
Our custom calculators help you figure out the financial details.
Regions is here to help you get the right loan for your unique needs. We’re happy to answer any questions and help you achieve your goals.
1-888-IN-A-SNAP
Need a plan for emergency expenses? Consider a Home Equity Line of Credit.
Why Regions?
Insights
Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, home equity calculators and other tools to make the process easier.
Convenience
Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide
Personal Service
Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM.
Community Involvement
We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.