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For You If...

Regions 18-Month Variable Rate IRA

You want a tax-advantaged retirement savings account that offers a variable interest rate 1 over a fixed 18-month term. (Available for Traditional IRAs only)

Regions Fixed Rate IRA

You want a tax-advantaged retirement account that earns interest at a fixed rate for the term of the time deposit. (Available for Traditional, Roth, and Education IRAs.)

Regions Money Market IRA

You want a tax-advantaged retirement savings account that is similar to a money market account, and allows for regular deposits, withdrawals, and the rollover of IRA funds at any time. (Available for Traditional, Roth, and Education IRAs)

Investment IRA*

You would like a Financial Advisor to manage your taxed-advantaged retirement account.

Rates

Regions 18-Month Variable Rate IRA

Rate is equal to the most recent discount auction rate of the six-month Treasury Bill plus 0.25%. 1 Find a rate in your area.

Regions Fixed Rate IRA

Find a rate in your area

Regions Money Market IRA

Find a rate in your area

Investment IRA*

Vary based on investment choices and goals. Talk with an FA to determine rate.

Available Terms

Regions 18-Month Variable Rate IRA

18-Months

Regions Fixed Rate IRA

6 to 60 months

Regions Money Market IRA

No maturity obligation

Investment IRA*

Terms vary. Talk with an FA to determine terms.

Minimum Balance Required to Open

Regions 18-Month Variable Rate IRA

$250

Regions Fixed Rate IRA

$250

Regions Money Market IRA

$50

Investment IRA*

No minimum balance required but annual maintenance fee of $52.

Deposits

Regions 18-Month Variable Rate IRA

Additional deposits of $50 or more can be made anytime during the 18-month term. Additional deposits do not extend the original maturity date.

Regions Fixed Rate IRA

Additional deposits are not allowed during the term and can only be made during the grace period at maturity.

Regions Money Market IRA

Additional deposits of $25 or more can be made anytime. Can be linked to a checking or savings account for regular, automatic deposits.

Investment IRA*

N/A

Fees

Regions 18-Month Variable Rate IRA

No monthly maintenance fees. Fees for early withdrawal may apply.

Regions Fixed Rate IRA

No monthly maintenance fees. Fees for early withdrawal may apply.

Regions Money Market IRA

No monthly maintenance fees.

Investment IRA*

Standard fees apply. Fees for early withdrawal may apply. 3

Contributions

Regions 18-Month Variable Rate IRA

N/A

Regions Fixed Rate IRA

N/A

Regions Money Market IRA

N/A

Investment IRA*

Additional contributions can be made at any time up to the contribution limit.

Features

Regions 18-Month Variable Rate IRA

  • Tax Advantages

    Additional Deposits Allowed 4

    Get Started with $250 5

    Can Be Automatically Renewable

Regions Fixed Rate IRA

  • Tax Advantages

    Fixed Rate

    Get started with $250

Regions Money Market IRA

  • Tax Advantages

    Deposits/Withdrawals allowed at Any Time 6

    Get Started with $50 7

Investment IRA*

  • Tax Advantages

    Custom plan is developed with FA

    Can manage any existing plans currently in place with other institutions