IRA Investment IRA*

IRA Account that is a custom plan, developed with a Financial Advisor, using investment choices.

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The Basics

Tax Advantaged
Custom With Financial Advisor
No Minimum Balanced Required (annual maintenance fee)

Investment IRA Account Details

For You If...

You would like a Financial Advisor to manage your taxed-advantaged retirement account.

Rates

Vary based on investment choices and goals. Talk with an FA to determine rate.

Available Terms

Terms vary. Talk with an FA to determine terms.

Minimum Balance Required to Open

No minimum balance required but annual maintenance fee of ^$52.

Contributions

Additional contributions can be made at any time up to the contribution limit.

Fees

Standard fees apply. Fees for early withdrawal may apply.¹

Features

Tax Advantages

Custom plan is developed with FA

Can manage any existing plans currently in place with other institutions

Ways To Open

Connect with a Financial Advisor

Ways to Open This Account

Meet with a Financial Advisor
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Why Regions?

Payment Solutions

Use Apple Pay², Google Pay³, LG Pay⁴, Samsung Pay⁵ and Click to Pay with Visa⁶ to make secure payments from your mobile device. Send money to friends with Zelle®,⁷ available through Online Banking and the Regions Mobile app. And reduce the risk of fraud on your Regions personal CheckCard, Now Card, and credit cards with the touch of a button using Regions LockIt®: Lock your card for certain types of transactions using the Regions Mobile app or Online Banking.

Rewards

Earn Cashback Rewards when you activate offers in Regions Online and Mobile Banking and make eligible CheckCard & Now Card purchases.

Convenience

Bank when and how you want with Mobile Banking, Online Banking with Bill Pay and free access to more than 1,900 ATMs⁸ across the Regions 15-state service area.

Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off to volunteer with a charitable or educational cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on social media, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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Related Insights

Early Retirement Offer

How the SECURE Act Impacts IRAs

5 Things for Seniors to Consider About Income Taxes

Your Retirement Savings Goal Checklist

See All Insights

Looking for More?

Penalty exceptions generally include: distribution to a beneficiary due to death of owner, medical insurance after losing a job, a scheduled series of substantially equal periodic payments, qualified post-secondary education expenses, total and permanent disability, rollover, tax levy, qualified reservist distribution, cost associated with the birth or adoption of a child (up to $5,000), deductible medical expenses, and buy, build or rebuild a first home (up to $10,000). Regions does not give tax advice and IRA tax rules change frequently. For the most updated information, visit IRS.gov
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Access to Regions Bank ATMs has no fees but fees may apply to certain transactions.