IRA Money Market

The Regions Money Market IRA¹ is a tax-advantaged account that allows for regular deposits and/or the rollover of IRA funds at any time.

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The Basics

Tax Advantaged
Deposits/Withdrawals at Any Time²
Get Started with $50³

Money Market IRA Account Details

For You If...

You want a tax-advantaged retirement savings account that is similar to a money market account, and allows for regular deposits, withdrawals, and the rollover of IRA funds at any time. (Available for Traditional, Roth, and Education IRAs)

Rates

Find a rate in your area

Available Terms

No maturity obligation

Minimum Balance Required to Open

^$50

Deposits

Additional deposits of $25 or more can be made anytime. Can be linked to a checking or savings account for regular, automatic deposits.

Fees

No monthly maintenance fees.

Features

Tax Advantages

Deposits/Withdrawals allowed at Any Time²

Get Started with $50³

Ways To Open

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Ways to Open This Account

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Apply at a branch near you today.
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Learn More About IRAs

Roth and Traditional IRA Comparison IRA FAQs

Why Regions?

Payment Solutions

Use Apple Pay⁴, Google Pay⁵, LG Pay⁶, Samsung Pay⁷ and Click to Pay with Visa⁸ to make secure payments from your mobile device. Send money to friends with Zelle®,⁹ available through Online Banking and the Regions Mobile app. And reduce the risk of fraud on your Regions personal CheckCard, Now Card, and credit cards with the touch of a button using Regions LockIt®: Lock your card for certain types of transactions using the Regions Mobile app or Online Banking.

Rewards

Earn Cashback Rewards when you activate offers in Regions Online and Mobile Banking and make eligible CheckCard & Now Card purchases.

Convenience

Bank when and how you want with Mobile Banking, Online Banking with Bill Pay and free access to more than 1,900 ATMs¹⁰ across the Regions 15-state service area.

Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off to volunteer with a charitable or educational cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on social media, or even at an ATM, we strive to make each experience a satisfying one.

Looking for More?

These accounts can be opened with a Roth IRA, an Education IRA or a Traditional IRA.
Additional deposits of $25 or more can be made at any time.
Minimum opening deposit amount of $50.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®.
Access to Regions Bank ATMs has no fees but fees may apply to certain transactions.