Money Market IRA¹

A Money Market IRA¹ is an FDIC insured, flexible, tax-advantaged account that allows for regular deposits, withdrawals and rollover of IRA funds at any time.²

Make an appointment

Compare IRAs

Features of the Money Market IRA

No monthly maintenance fees

Deposits or withdrawals allowed at any time³

Get started with $50⁴

No maturity obligation

Money Market IRA details

Rates

Find a branch for further details.

Annual Percentage Yield (APY)

Check rates

Terms

No maturity obligation

Minimum balance

$50 minimum opening deposit required

Deposits allowed at any time³

Additional deposits³

Additional deposits of $25 or more can be made anytime.

Withdrawals allowed at anytime.⁵

No monthly maintenance fees

Explore other retirement savings account options

Choose the best account for your retirement goals.

Compare IRAs

Get more out of your retirement account

Find branches and ATMs near you

Make an appointment with a banker

Track my finances with My GreenInsights

Find the right products for you

How 2026 catch-up contribution rules impact retirement saving

Article 6 min read
Financial planning for women in their 60s and beyond

Article
Retirement planning tips for women in their 40s and 50s

Article
How to prepare for rising healthcare costs in retirement

Article 9 min read

These accounts can be opened with a Roth IRA, an Education IRA or a Traditional IRA.
The information presented is subject to change. It is not an offer or contract for any product or service, and it does not replace the legal terms and conditions of the product or service. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service. Regions does not offer tax, legal or accounting advice. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules. Note that special rules apply to IRAs (both Traditional and Roth) that are inherited by a beneficiary. If you are the beneficiary of an inherited IRA, please consult a professional about your specific situation and visit irs.gov for current tax rules.
Additional deposits of $25 or more can be made at any time.
Minimum opening deposit amount of $50.
There are no bank penalties for early withdrawals. However, the IRS may impose a penalty for early withdrawal. Visit IRS withdrawals for more information.

Money Market IRA1

Features of the Money Market IRA

Money Market IRA details

Explore other retirement savings account options

Get more out of your retirement account

Related Insights

Money Market IRA¹