Money Market IRA¹

A Money Market IRA¹ is an FDIC insured, flexible, tax-advantaged account that allows for regular deposits, withdrawals and rollover of IRA funds at any time.²

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Features of the Money Market IRA

No monthly maintenance fees

Deposits or withdrawals allowed at any time³

Get started with $50⁴

No maturity obligation

Money Market IRA details

Rates
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Annual Percentage Yield (APY)
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Terms
- No maturity obligation
Minimum balance
- $50 minimum opening deposit required
- Deposits allowed at any time³
Additional deposits³
- Additional deposits of $25 or more can be made anytime. Can be linked to a checking or savings account for regular, automatic deposits.
Withdrawals allowed at anytime.⁵
- No monthly maintenance fees

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These accounts can be opened with a Roth IRA, an Education IRA or a Traditional IRA.
The information presented is subject to change. It is not an offer or contract for any product or service, and it does not replace the legal terms and conditions of the product or service. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service. Regions does not offer tax, legal or accounting advice. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules. Note that special rules apply to IRAs (both Traditional and Roth) that are inherited by a beneficiary. If you are the beneficiary of an inherited IRA, please consult a professional about your specific situation and visit irs.gov for current tax rules.
Additional deposits of $25 or more can be made at any time.
Minimum opening deposit amount of $50.
There are no bank penalties for early withdrawals. However, the IRS may impose a penalty for early withdrawal. Visit IRS withdrawals for more information.

Money Market IRA1