IRA Money Market

The Regions Money Market IRA1 is a tax-advantaged account that allows for regular deposits and/or the rollover of IRA funds at any time.

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The Basics

  • flexible terms

    Tax Advantaged

  • withdrawals

    Deposits/Withdrawals at Any Time

  • 50 dollars

    Get Started with $50

Money Market IRA Account Details

For You If...
You want a tax-advantaged retirement savings account that is similar to a money market account, and allows for regular deposits, withdrawals, and the rollover of IRA funds at any time. (Available for Traditional, Roth, and Education IRAs)
Available Terms
No maturity obligation
Minimum Balance Required to Open
Additional deposits of $25 or more can be made anytime. Can be linked to a checking or savings account for regular, automatic deposits.
No monthly maintenance fees.
  • Tax Advantages

    Deposits/Withdrawals allowed at Any Time2

    Get Started with $503

Ways to Open This Account

Why Regions?

Payment Solutions

Use Apple Pay4, Google Pay5, LG Pay6, Samsung Pay7 and Click to Pay with Visa8 to make secure payments from your mobile device. Send money to friends with Zelle®,9 available through Online Banking and the Regions Mobile app. And reduce the risk of fraud on your Regions personal CheckCard, Now Card, and credit cards with the touch of a button using Regions LockIt®: Lock your card for certain types of transactions using the Regions Mobile app or Online Banking.


Earn Cashback Rewards when you activate offers in Regions Online and Mobile Banking and make eligible CheckCard & Now Card purchases. 


Bank when and how you want with Mobile Banking, Online Banking with Bill Pay and free access to more than 1,900 ATMs10 across the Regions 15-state service area.


Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents.  We even give associates a paid day off to volunteer with a charitable or educational cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on social media, or even at an ATM, we strive to make each experience a satisfying one.