Regions Savings Secured Line of Credit

You need a line of credit and want to secure it with a Regions savings or money market account. Learn more

Preferred Line of Credit

You need a line of credit that requires no collateral, prefer a variable interest rate and have a large home improvement or purchase to make. Learn more

Regions Savings Secured Line of Credit

^$250

Preferred Line of Credit

^$500

Regions Savings Secured Line of Credit

Up to 100% of your available balance in your collateral account, but not to exceed ^$100,000.

Preferred Line of Credit

^$50,000

Regions Savings Secured Line of Credit

Regions savings account or money market account. The pledged collateral amount will not be available for withdrawal during the life of the line of credit. Your savings or money market account will continue to earn interest. Borrower must be the owner of the collateral.

Preferred Line of Credit

None

Regions Savings Secured Line of Credit

Online, Phone, Branch or Access Checks

Preferred Line of Credit

Online, Phone, Branch or Access Checks

Regions Savings Secured Line of Credit

A monthly repayment of principal and interest. 5% of your outstanding balance or ^$10, whichever is greater.

Preferred Line of Credit

A monthly repayment of principal and interest. 3% of your outstanding balance or ^$50, whichever is greater.

Regions Savings Secured Line of Credit

Rate discounts are available for line amounts ^$5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.

Preferred Line of Credit

Rate discounts are available for line amounts ^$5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.

Regions Savings Secured Line of Credit

Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.

Preferred Line of Credit

Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.

Regions Savings Secured Line of Credit

Annual Fee: ^$50

Over Limit Fee of: ^$29

Late Fee of: ^$35

Preferred Line of Credit

Annual Fee: ^$50

Over Limit Fee of: ^$29

Late Fee of: ^$35

Regions Savings Secured Line of Credit

Variable APR based on The Wall Street Journal prime rate, plus a margin. The margin is based on the amount of the approved line amount. See recent rates.

Preferred Line of Credit

Variable APR based on The Wall Street Journal prime rate, plus a margin. The margin is based on the amount of the approved line amount. See recent rates.

Regions Savings Secured Line of Credit

Branch Only

Preferred Line of Credit

Branch Only

Regions Savings Secured Line of Credit

• Secured with a Regions savings or money market account
• Competitive low interest rates
• Borrow as much as you need up to your credit limit
• Use as overdraft protection on your Regions checking accounts

Preferred Line of Credit

• Variable APR
• No collateral required
• Borrow as much as you need up to your credit limit
• Use as overdraft protection on your Regions checking accounts