
Borrow from a mortgage lender you can trust so you can seize the moment
Some things are bigger than banking.
Chances are, when you think about buying a new home you’re not picturing bank accounts and loan numbers. You’re imagining the memories you’ll share or new ideas for decorating or how great it will feel to have a place of your own. That’s why we made it so easy to apply for a mortgage online. In just a few minutes, you’ll be back to daydreaming about the important stuff.
Find the Right Home Loan for You.

Renovation & Repair Program
- For home owners performing renovations or repairs
- Financing for new and refinance loans
- Based on the "as complete" value of the home

First Time Homebuyers
- Available for first-time home buyers
- Lower down payment requirements or lower closing costs
- Fixed rate mortgages available

Refinancing
- Possible lower interest rates
- Avoid rising interest rates on an adjustable rate mortgage by refinancing to a fixed rate
- Access available equity in your home
Fixed Rate Mortgage
- Same interest rate over the life of the loan
- Variety of loan terms
Adjustable Rate Mortgage(ARM)
- Lower starting interest rate and initial monthly payment
- Rates based on market variables
- Normally fixed for 3 to 5 years, then becomes adjustable annually
FHA Fixed Rate Mortgage
- Available for purchase and refinance loans
- Low down payment and fixed monthly payments
- Popular with first-time home buyers
VA Fixed Rate Mortgage
- Available to eligible US service members and veterans
- Low or no down payment, no PMI, and fixed monthly payments
- Benefits guaranteed by US Dept. of Veterans Affairs
Construction-to-Permanent Loan Program
- Helps finance the construction of a new home
- Converts to a permanent loan when construction is complete
- Interest charged as you pay for construction costs
- One-Time Closing
Talk with a Regions Home Loan Professional in Your Area and Find the Right Loan for You.
Here are some things we consider when helping you find the right loan.