Fixed-rate mortgage

A fixed-rate mortgage offers predictable rates and payments, which can help make it easier for you to set a budget.


Apply online, through a branch or call us at 877-536-3286.

Fixed interest rate & lower monthly payments

Fixed rate

Predictable monthly payments

Pay off at any time

Term-length choices & various fixed-rate products available

Benefits of a fixed-rate mortgage loan

Fixed rate loans may be a good idea if you plan to stay in your home longer or want a predictable payment.

  • The interest rate is fixed for the life of the loan, so you don’t have to worry about rates rising.
  • Fixed interest means that your monthly principal and interest payments remain the same, so it can be easier to set a budget.
  • Programs are available requiring no private mortgage insurance (PMI), leaving more money in your pocket monthly.
  • Options are available for purchase financing up to 100% of the value of the home.
  • You can refinance your primary home for up to 97% of its value.

Learn more about mortgage options when you prequalify online.

Calculate your monthly mortgage payment

Make house shopping easier by understanding how much home you can afford. Use our calculator to estimate your monthly mortgage payment and make the best decisions for your situation.

Get the right mortgage - plus experience and service to guide you

We commit to proactive communications to help ensure you know exactly where you are in the loan process. Have questions? Find a Mortgage Loan Officer.

Shopping for your first home? We're here to help

Every home loan financing need is different. And we’re here to help with guidance for the mortgage loan process, calculators, and more.