Check Cashing Service

You don’t have to have an account with Regions to cash checks.

Regions offers check cashing services — including handwritten, out-of-state, insurance, two-party, tax refunds, business, government and payroll — so you can get your cash immediately.

It’s easy to enroll, and there are no fee surprises.

• Simple customer enrollment process
• Full-service check cashing — almost any check, in any amount — even hard-to-cash checks ^{legal disclaimer number1}
• No account required
• Pricing: percentage of check amount: 1% to 4% of check amount or 5% of money orders
• Free load to Regions Now Card® when cashing a check

Regions Quick Guide to Check Cashing (pdf)

Fees, Terms and Conditions:

Branch Check Cashing Fee for Regions Checks: ^{legal disclaimer number2}

• $10 or less (excluding Two-Party Business) — no charge
• $10.01 or greater (excluding Two-Party Business) — 1% of check amount ($2 minimum fee and $20 maximum fee)
• Two-Party Business — 4% of check amount ($5 minimum fee)

Branch Check Cashing Fee for Non-Regions Checks ^{legal disclaimer number1} :

• Printed Payroll and Government Checks — 1.50% of check amount ($5 minimum fee)
• Other Check Type (handwritten payroll, handwritten person-to-person, two-party consumer and business, refund anticipation, insurance-settlement checks, cashier's official checks) — 4% of check amount ($5 minimum fee)
• Money Orders — 5% of money order amount ($5 minimum fee) ^{legal disclaimer number3}

Review Complete Fee Schedule (pdf)

Now Card Terms & Conditions (pdf)