Open a Bank Account Online

When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.

Open a checking account online

most popular 
LifeGreen® Checking

Everyday banking with perks.


Monthly fee options:


$0 with a monthly direct deposit of at least $5001

More ways to waive the fee

OR

$8 with online statements2

OR

$11 with paper statements


interest-earning 
LifeGreen Preferred Checking®

Exclusive account that earns interest and provides preferred services and benefits.


Monthly fee options:


$0 with an average monthly balance of $5,0003

More ways to waive the fee

OR

$18


no overdraft Fees 
Regions Now Checking®

Checking account with safeguards to help manage your money and no overdraft fees.


$5 monthly fee (can't be waived)

e-checking account
LifeGreen eAccess Account®

You bank online, pay primarily with a card and may write a few checks.


Monthly fee options:


$0 with at least 10 Regions debit card and/or credit card purchases4

More ways to waive the fee

OR

$8


Senior checking with perks
62+ LifeGreen® Checking

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.


Monthly fee options:


$0 with a monthly direct deposit of at least $3001

More ways to waive the fee

OR

$8 with online statements2

OR

$11 with paper statements

 student checking for 25 and under
LifeGreen® Checking for Students

Account with no monthly fee if you are 25 years old or younger.


$0 monthly fee

Savings, Money Market and CD Accounts

predictable return with minimal risk
CD Account

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with low risk.5 6


Check rates


$500 minimum opening deposit for CDs with terms of 90 days or more


$2,500 minimum opening deposit for CDs with terms from 7 days to 89 days

Savings account bonus
Regions LifeGreen® Savings

If you have a Regions checking account7, you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity8.


Check rates


$0 Monthly fee if you have a Regions checking account 7


$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account7

Low-cost savings account
Regions Savings

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.


Check rates


$5 Monthly fee


$50 Minimum opening deposit


How to waive the monthly fee

Kids Savings account
Savings for Minors

Savings account for customers under 18 years of age9 with no monthly fee and no minimum balance requirements.


Check rates


$0 Monthly fee


$5 Minimum opening deposit

savings account bonus
Regions Now Savings

Savings account for the primary cardholder of a Now Card 10 that gives you the opportunity to earn monthly and annual savings bonuses. 11 12


Check rates


$0 Monthly fee


$10 Minimum opening deposit10

Option to waive monthly fee
Money Market Account

A basic account that enables you to earn interest while having immediate access to your funds.


Check rates


$12 Monthly fee


$100 Minimum opening deposit


How to waive the monthly fee

Premium rates
Premium Money Market Account

An account that offers premium rates and access to funds.


Check rates


$15 Monthly fee


$100 Minimum opening deposit


How to waive the monthly fee

Credit cards

Build positive credit
Explore Visa® Credit Card

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.13

Save on interest
Life Visa® Credit Card

Take advantage of our longest standard introductory interest rate14 to help you manage your finances with the Life Visa® Credit Card.

Unlimited Cash Rewards
Cash Rewards Visa® Credit Card

Earn 1.5% Cash Rewards15 on purchases16 with no annual fee 14 with the Cash Rewards Visa® Signature Credit Card.

Cash Back on everyday purchases
Prestige Visa® Signature Credit Card

Earn up to 3% cash back on everyday purchases.16 Earn up to 4% when you register for Rewards Multiplier.17

Personal loans

no collateral, Fixed-rate loan
Unsecured Loan

No collateral required. Interest rates18 as low as 9.24% APR.


Maximum loan amount for existing customers19 is $50k.

use a regions account balance as collateral
Deposit Secured Loan

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.


Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Use an rv, boat or utility vehicle as collateral
Secured Installment Loan

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.


Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.

Personal lines of credit

no collateral with a variable interest rate
Preferred Line of Credit

A revolving line of credit that requires no collateral and has a variable interest rate.


The maximum line amount is $50k.

Use a regions account balance as collateral
Savings Secured Line of Credit

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.


Max amount up to 100% of available balance in the Regions account used as collateral.

Small line of credit for overdraft protection
Protection Line of Credit

A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.


Eligible Regions customers will receive an invitation through email or online banking.