Open a Bank Account Online

Everyday banking with perks.

Monthly fee options:

$0 with a monthly direct deposit of at least $500¹

More ways to waive the fee

OR

$8 with online statements

OR

$11 with paper statements

Exclusive account that earns interest and provides preferred services and benefits.

Monthly fee options:

$0 with an average monthly balance of $5,000²

More ways to waive the fee

OR

$18

Checking account with safeguards to help manage your money and no overdraft fees.

$5 monthly fee (can't be waived)

You bank online, pay primarily with a card and may write a few checks.

Monthly fee options:

$0 with at least 10 Regions debit card and/or credit card purchases³

More ways to waive the fee

OR

$8

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.

Monthly fee options:

$0 with a monthly direct deposit of at least $300¹

More ways to waive the fee

OR

$8 with online statements

OR

$11 with paper statements

Account with no monthly fee if you are 25 years old or younger.

$0 monthly fee

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with low risk.^{4 5}

Check rates

$500 minimum opening deposit for CDs with terms of 90 days or more

$2,500 minimum opening deposit for CDs with terms from 7 days to 89 days

If you have a Regions checking account⁶, you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity⁷.

Check rates

$0 Monthly fee if you have a Regions checking account ⁶

$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account⁶

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.

Check rates

$5 Monthly fee

$50 Minimum opening deposit

How to waive the monthly fee

Savings account for customers under 18 years of age⁸ with no monthly fee and no minimum balance requirements.

Check rates

$0 Monthly fee

$5 Minimum opening deposit

Savings account for the primary cardholder of a Now Card ⁹ that gives you the opportunity to earn monthly and annual savings bonuses. ^{10 11}

Check rates

$0 Monthly fee

$10 Minimum opening deposit⁹

A basic account that enables you to earn interest while having immediate access to your funds.

Check rates

$12 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

An account that offers premium rates and access to funds.

Check rates

$15 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.¹²

Take advantage of our longest standard introductory interest rate¹³ to help you manage your finances with the Life Visa® Credit Card.

Earn 1.5% Cash Rewards¹⁴ on purchases¹⁵ with no annual fee ¹³ with the Cash Rewards Visa® Signature Credit Card.

Earn up to 3% cash back on everyday purchases.¹⁵ Earn up to 4% when you register for Rewards Multiplier.¹⁶

No collateral required. Interest rates as low as 9.24% APR.¹⁷

Maximum loan amount for existing customers is $50k.

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.

Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.

Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.

A revolving line of credit that requires no collateral and has a variable interest rate.

The maximum line amount is $50k.

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.

Max amount up to 100% of available balance in the Regions account used as collateral.

A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.

Eligible Regions customers will receive an invitation through email or online banking.