Open a Bank Account Online
When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.
Find the account that fits your needs
Open a checking account online
most popular
LifeGreen® Checking
Everyday banking with perks.
Monthly fee options:
$8 with online statements
OR
$11 with paper statements
interest-earning
LifeGreen Preferred Checking®
Exclusive account that earns interest and provides preferred services and benefits.
$18 monthly fee
no overdraft Fees
Regions Now Checking®
Checking account with safeguards to help manage your money and no overdraft fees.
$5 monthly fee (can't be waived)
e-checking account
LifeGreen eAccess Account®
You bank online, pay primarily with a card and may write a few checks.
$8 monthly fee
Senior checking with perks
62+ LifeGreen® Checking
If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.
Monthly fee options:
$8 with online statements
OR
$11 with paper statements
student checking for 25 and under
LifeGreen® Checking for Students
Account with no monthly fee if you are 25 years old or younger.
$0 monthly fee
Personal loans
no collateral, Fixed-rate loan
Unsecured Loan
No collateral required. Interest rates as low as 7.99% APR.1
Maximum loan amount for existing customers is $50k and $35k for non-customers.
use a regions account balance as collateral
Deposit Secured Loan
Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.
Maximum loan amount is up to 100% of available balance in a deposit account securing it.
Use an rv, boat or utility vehicle as collateral
Secured Installment Loan
Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.
Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.
Credit cards
Build positive credit
Explore Visa® Credit Card
Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.2
Save on interest
Life Visa® Credit Card
Take advantage of our longest standard introductory interest rate3 to help you manage your finances with the Life Visa® Credit Card.
Personal lines of credit
no collateral with a variable interest rate
Preferred Line of Credit
A revolving line of credit that requires no collateral and has a variable interest rate.
The maximum line amount is $50k.
Use a regions account balance as collateral
Savings Secured Line of Credit
Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.
Max amount up to 100% of available balance in the Regions account used as collateral.
Small line of credit for overdraft protection
Protection Line of Credit
A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.
Eligible Regions customers will receive an invitation through email or online banking.