Regions Promotional CD Account

The Regions Promotional CD Account offers our best CD¹ rate to Regions customers who qualify for Relationship Pricing Rates².

Visit a Branch

View All Savings, Money Market and CD Accounts

The Basics

Promotional Interest Rate
Flexible Terms
Online Banking

Regions Promotional CD Account Details

For You If...

You have a Regions checking account and you want an FDIC insured savings vehicle with our best CD interest rates.

Account Opening Requirements

^$10,000 minimum opening deposit

Minimum Daily Balance Required to Avoid Monthly Fee

N/A

Monthly Fee (if minimum balance requirement isn't met)

N/A

Available Terms

Various terms available

Rate is fixed for the term of the CD, but the Relationship Pricing Rates are subject to change if customer does not maintain relationship requirements².

How Interest is Calculated

Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity.

If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.

Interest disbursements allow you to have the interest that your Regions CD earns automatically transferred to your Regions checking, savings, or money market account.

Savings Bonus

N/A

Interest Tiers

N/A

Annual Percentage Yields (APY)

Find a rate in your area

Customers with a Regions checking account may qualify for Relationship Pricing (premium interest rate) on a CD².

Pricing Schedule

See Pricing Schedule for more details.

Statement Options

N/A

Excessive Withdrawal/Item Fee

N/A

Overdraft Protection

N/A

Safe Deposit Box Discount (Subject to Availability)

N/A

Other Benefits

N/A

Features

Regions CD can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at the time.

Easy account access through Regions Online Banking³.

Security of FDIC Insurance coverage up to the maximum amount permitted by law.

Ways To Open

Visit a Branch

Ways to Open This Account

Visit a Branch
Open at a branch near you today.
Find a Regions Branch
Talk to a Person
Make an in-branch or phone appointment now.
Make an Appointment (Opens in a new window)

Why Regions?

Secure Payment Solutions

Use Apple Pay⁴, Google Pay⁵, LG Pay⁶, Samsung Pay⁷ and Click to Pay with Visa⁸ to make secure payments from your mobile device. We also offer Zelle® to send money to friends⁹, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.

Rewards

Combined with a Regions checking account enrolled in Relationship Rewards, your Regions savings or money market account can help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking¹⁰, Online Banking with Bill Pay³, and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

Start Now

Looking for More?

Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Account Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Account balance must be less than $1,000,000. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Account Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.
The Relationship Pricing interest rates and Annual Percentage Yield (APY) are available to depositors who meet the following relationship requirements for the entire applicable term of the account:
- The time deposit term must be at least 32 days
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on a Regions Bank checking account and
- The checking account must remain open during the entire term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank’s customer service representatives. Please note that IRA deposits are not eligible for Relationship Pricing.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Must have a bank account in the U.S. and be at least 18 years of age to use Zelle®.
Regions Mobile Banking requires a compatible device and and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.