Regions Deposit Secured Loan

A Deposit Secured Loan is a low-interest installment loan with predictable monthly payments that's secured by a Regions certificate of deposit, savings account or money market account. legal disclaimer number1

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The Basics

  • fixed interest rate

    Low Fixed Interest Rate

  • secured loan

    Secure with Regions CD, Savings Account or Money Market

  • predictable monthly payments

    Predictable Monthly Payments

Regions Deposit Secured Loan Details

For You If…
You need a loan and want to secure it with a Regions savings account, Regions CD or Regions money market while still maintaining a deposit account balance. Learn more
Minimum Loan Amount
$2,000 for Time Deposit (CD) Secured Loan; $250 for Savings Secured Loan or Line of Credit; $250 for money market secured loan
Maximum Loan Amount
Up to 100% of verified available balance in your collateral account minus any loan fees.
Interest Rate
Fixed APR based on loan amount, term, and collateral securing the loan.
Varies based on loan amount and collateral securing the loan.
Collateral Requirements
Regions savings account, CD or money market
Funds are available in a single lump sum at loan closing.
Payment Frequency & Amount
Monthly repayment. Repayment amount varies based on term, APR and loan amount
Rate Discounts Available
Yes, if eligible.
Automatic Payment Option
Loan Closing Options
  • Low fixed interest rate
  • Predictable monthly payments
  • Secured with Regions CD, savings account or money market account

Ways To Open

Apply Now

Ways to Apply for a Deposit Loan

  • online Open Online Now

    Open an account online today.

    Apply Now
  • a Regions branch Visit a Branch

    Open an account in a branch near you today.

    Find a Regions Branch
  • on the phone Open by Phone

    1-888-462-7627 Mon - Fri 7 a.m. to 6 p.m., Sat 7 a.m. to noon.

Why Regions?


Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.


Combined with Regions checking, your Regions loan account may help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more. You can also earn Cashback Rewards through Online Banking for qualifying CheckCard and Now Card purchases.


Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at a VTM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.