Regions Unsecured Loan

A Regions Unsecured Loan is a general-purpose loan for customers who need money in a single lump sum. It offers a fixed interest rate and predictable monthly payments, requires no collateral, and may be used for almost any financial need. 1

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Our Quickest Loan Ever. Designed Just for You.

This unsecured loan can bridge the gap between where you are and where you want to be.

  • no collateral required

    No Collateral Required

  • up to $35,000

    Borrow up to $35,000

  • fixed interest rate

    Fixed Interest Rate

  • financial needs

    Other Financial Needs

Regions Unsecured Online Loan Details

For You If…
You need a general-purpose loan in a single lump sum and have no collateral.
Minimum Loan Amount
Maximum Loan Amount
Up to $35,000 if applying online

Up to $50,000 if applying in branch or by phone
Annual Percentage Rate (APR)
Fixed APR based on FICO, loan amount and term.
Varies based on loan amount.
Collateral Requirements
No collateral required
Access to Funds
Funds are available in a single lump sum at loan closing.  
Payment Frequency & Amount
Monthly repayment. Repayment amount varies based on term, APR and loan amount.
Rate Discounts Available
Automatic Payment Option
Allows you peace of mind that your payments will be automatically debited from your checking account each month.
Loan Closing Options
  • Fixed interest rate
  • No collateral required
  • Predictable monthly payments

Ways To Open

Apply Now

Ways to Apply for an Unsecured Online Loan

Why Regions?


Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.


Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at a VTM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.