Regions Secured Installment Loan

A Regions Secured Installment Loan is a fixed-rate loan that can be used to purchase or refinance your recreational needs such as a boat or motorcycle. See Details below for a listing of all of our collateral options.¹

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The Basics

Low Fixed Interest Rate
Finance Recreational Vehicles
Predictable Monthly Payments

Regions Secured Installment Loan Details

For You If…

You want to purchase or refinance a new or used recreational vehicle such as a travel trailer, motorhome, boat or tractor for personal use. Learn More

Minimum Loan Amount

Travel Trailers/Campers - ^$5,000

RV & Motorhomes - ^$5,000

Motorcycle (Street legal) - ^$5,000

Light Farm Equipment - ^$5,000

Boat - ^$5,000

Maximum Loan Amount

Depends on the repayment term and collateral requirement.

Travel Trailers/Campers - ^$50,000

RV & Motorhomes - ^$300,000

Motorcycle (Street legal) - ^$30,000

Light Farm Equipment - ^$70,000

Boat - ^$75,000

Annual Percentage Rate (APR)

Fixed APR based on loan amount, term, and collateral securing the loan.

Term

Varies based on loan amount and collateral securing the loan.

Collateral Requirements

Travel trailers and campers, RVs and motorhomes, motorcycles, tractors and other light farm equipment and boats ²

Access to Funds

Funds are available in a single lump sum at loan closing.

Payment Frequency & Amount

Monthly repayment. Repayment amount varies based on term, APR and loan amount

Rate Discounts Available

Rate discounts are available for line amounts $5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.

Automatic Payment Option

Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.

Loan Closing Options

Branch

Features

Low fixed interest rate
Predictable monthly payments

Ways To Open

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Ways to Apply for a Secured Loan

Online Application
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Visit a Branch
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Apply by Phone
1-888-462-7627 Mon - Fri 7 a.m. to 6 p.m., Sat 7 a.m. to noon.

Why Regions?

Insights

Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.

Convenience

Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at a VTM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Looking for More?

All loans are subject to terms and conditions, fees, documentation requirements, and credit approval.
Vehicle that will be used as collateral cannot be more than 5 years old. Travel Trailers and Campers - Towable campers, pull-type travel trailers and fifth wheel trailers; RV's and Motorhomes - RV, motor homes must move on their own power source (self-propelled); Motorcycles - Roadster or touring class motorcycles; Tractors and farm equipment - Maximum 1,000 hours for tractors, and maximum 5 years for attachments. Must provide Individual serial numbers for each attachment; Boats - Powerboats, catamarans, or sailboats up to five tons and under 30 feet, including motors and trailers.