Regions Secured Installment Loan

A Regions Secured Installment Loan is a fixed-rate loan that can be used to purchase or refinance your recreational needs such as a boat or motorcycle. See Details below for a listing of all of our collateral options. legal disclaimer number1

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The Basics

  • fixed interest rate

    Low Fixed Interest Rate

  • boat

    Finance Recreational Vehicles

  • predictable monthly payments

    Predictable Monthly Payments

Regions Secured Installment Loan Details

For You If…
You want to purchase or refinance a new or used recreational vehicle such as a travel trailer, motorhome, boat or tractor for personal use. Learn More
Minimum Loan Amount
Travel Trailers/Campers - $5,000

RV & Motorhomes - $5,000

Motorcycle (Street legal) - $5,000

Light Farm Equipment - $5,000

Boat - $5,000

Maximum Loan Amount
Depends on the repayment term and collateral requirement.

Travel Trailers/Campers - $50,000

RV & Motorhomes - $300,000

Motorcycle (Street legal) - $30,000

Light Farm Equipment - $70,000

Boat - $75,000

Annual Percentage Rate (APR)
Fixed APR based on loan amount, term, and collateral securing the loan.
Term
Varies based on loan amount and collateral securing the loan.
Collateral Requirements
Travel trailers and campers, RVs and motorhomes, motorcycles, tractors and other light farm equipment and boats legal disclaimer number2
Access to Funds
Funds are available in a single lump sum at loan closing.
Payment Frequency & Amount
Monthly repayment. Repayment amount varies based on term, APR and loan amount 
Rate Discounts Available
Rate discounts are available for line amounts $5,000 or greater, if you elect to have your monthly payments automatically debited from your Regions checking account through our Automatic Payment Option. The amount of the discount varies based on your type of relationship with Regions, ranging from 0.25% up to 0.50%.
Automatic Payment Option
Allows you peace of mind that your payments will be automatically debited from your checking account each month. If your checking account is a Regions checking account, you may qualify for a rate discount.
Loan Closing Options
Branch
Features
  • Low fixed interest rate
  • Predictable monthly payments

Ways To Open

Apply Now

Ways to Apply for a Secured Loan

  • online Online Application

    Apply today online.

    Apply Now
  • a Regions branch Visit a Branch

    Apply at a branch near you today.

    Find a Regions Branch
  • on the phone Apply by Phone

    1-888-462-7627 Mon - Fri 7 a.m. to 6 p.m., Sat 7 a.m. to noon.

Why Regions?

Insights

Borrowing doesn't have to be an overwhelming experience. We have a host of helpful articles, loan calculators and other tools to make the process easier.

Rewards

Combined with Regions checking, your Regions loan account may help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more. You can also earn Cashback Rewards through Online Banking for qualifying CheckCard and Now Card purchases.

Convenience

Manage your account online, and bank when you want with Mobile Banking, Online Banking with Bill Pay, and access to over 1,900 ATMs across Regions' 15-state service area. Help Me Decide

Personal Service

Our knowledgeable, experienced professionals will help you find just the right loan for you, then you'll enjoy award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at a VTM.

Community Service

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.