Unsecured Personal Loan

An Unsecured Loan gives you the freedom of one lump sum to cover debt consolidation, home improvements or any unforeseen expenses at a fixed rate with no collateral required.


Not a Regions customer? Apply by phone at 1-888-462-7627 or in a branch.1

Regions Unsecured Loan at a glance

As low as 5.74% APR

Competitive, fixed rates based on amount, terms and credit score.

Online pre-approval in seconds

Receive your loan options within minutes.

Apply online for same-day funding

Current customers can apply for up to $50k online, in branch or by phone.

Check rates online with no credit impact

Checking your loan options does not impact your credit score.

Regions Unsecured Loan payment examples

Based on the examples below, your monthly unsecured loan payment might look like:

  • 24-month repayment $12,000 loan at 6.99%

    $537.32

    PER MONTH FOR 24 MONTHS

  • 36-month repayment $12,000 loan at 7.49%

    $373.29

    PER MONTH FOR 36 MONTHS

  • 48-month repayment $12,000 loan at 8.49%

    $295.79

    PER MONTH FOR 48 MONTHS

Regions Unsecured Loan details

How does a Regions Unsecured Personal loan work?

The full amount will be provided to you in one lump sum, and a fixed interest rate begins accruing at that time. You pay the funds back (plus interest) over your monthly term. Not sure that’s what you’re looking for? Compare all our personal loans side by side.