Regions Spend & Save Program

Grow your savings automatically as you use your Regions Visa® CheckCard.

It's easy to save with Spend & Save.

Simply enroll your checking account and choose how much you want to transfer to your savings or money market account with each CheckCard purchase1. Then, shop and pay bills with your CheckCard as you normally do. When your purchases post to your checking account, we’ll automatically transfer your total savings at the end of the day. It’s that simple.

Enroll and start saving in three easy steps.

All you need to get started is a Regions personal checking account2 with an activated CheckCard3 and an eligible savings or money market account.4
  1. Log in to Regions Online Banking.
  2. From your Account Overview page, select Enroll in Spend & Save.
  3. Follow the steps to select your accounts and the amount to save.

How the Spend & Save Program Works

Decide how much you want to save.

Select the amount to save each time you use your CheckCard to make a purchase. Choose between $0.50 to $5.00 and change it anytime.

Make your everyday purchases.

Shop and pay bills as you normally do. We’ll track the number of times you use your CheckCard and multiply that number by the amount you selected.

Watch your savings grow daily.

When your purchases post, we’ll transfer your total savings for the day to your savings or money market account.

The more you spend, the more you save.

Let’s say you select $3 as the amount to save and you use your CheckCard to make purchases throughout the week.

  • Filled up your gas tank on Sunday
  • Bought coffee on the way to work on Monday
  • Paid your phone bill on Monday

On Tuesday, the three transactions post to your account. We’ll count the number of posted CheckCard purchases5 (in this instance, three) for the day and multiply the total by the $3 amount you selected to save. That night, we’ll make one transfer from your checking to your savings or money market account.

3 purchases x $3 = $9 transfer

Already Enrolled in Spend & Save?

Log in to manage your Spend & Save settings.

Read the Spend & Save Program Terms and Conditions.

Spend & Save FAQs