Regions Rewards Multiplier

You work hard for your money. Now your money can work for you. With the new Regions Rewards Multiplier Program, the more you deposit, the more points your credit card purchases could earn.¹

It's simple. You can earn extra rewards points for maintaining certain deposit balances with Regions.

This program, which is part of the Regions Relationship Rewards program, allows you to earn extra points for credit card purchases. In order to register, you need both

a Relationship Rewards credit card (Regions Premium or Regions Prestige), and
a personal checking account.

How do you get started? Register!

There are no fees, but you must register to participate in Rewards Multiplier.² If you have a Regions personal checking account and a Relationship Rewards credit card, you can register ³.

How many extra points?

The table below shows how many extra points you could earn for each $1 spent in qualifying purchases.⁴ Remember, this is in addition to the 1 point per $1 spent in qualifying purchases with your Regions Prestige card or 1.5 points per $1 spend in qualifying purchases with your Regions Premium card.

Tier	For this Total Average Deposit Balance…	…Regions will award these extra points
Here's How It Works:
1	$15,000 up to $30,000	.25 extra point for each $1 in qualifying purchases
2	$30,000 up to $50,000	.50 extra point for each $1 in qualifying purchases
3	$50,000 or more	1 extra point for each $1 in qualifying purchases

The extra points available under this program may change with each calendar quarter, as explained in the Rewards Multiplier Program Terms and Conditions.

The more you maintain in Regions Bank deposit accounts, the more rewards points you could earn for qualifying purchases made with your credit card.

When do I get my points?

For each calendar quarter, Regions may award extra points based on your balances from certain previous months. Any extra points awarded under the Rewards Multiplier Program for a purchase on your Regions credit card account will be credited at the same time that standard points for that purchase are credited under the Regions Relationship Rewards program.⁵ This Program is part of the Regions Relationship Rewards program.⁶

Learn more about how to redeem points, which can be used for cash, travel, merchandise, gift cards and more.

Don’t have a Regions credit card? Apply for one today. We also offer many Regions checking account options to suit your needs. Find the right checking account for you.

Rewards Multiplier FAQs

Terms & Conditions

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The Rewards Multiplier program is a bonus available in connection with certain Regions deposit accounts. As of 2/2/2023, the Annual Percentage Yields (APYs) for currently offered interest-bearing consumer deposit accounts whose balances are used to calculate the Total Average Deposit Balance are as follows:
- LifeGreen Preferred Checking, Savings, LifeGreen Savings, Savings for Minors, and Now Savings accounts: 0.01% APY for all account balances.
- Money market accounts — APYs are based on account balance and location:
- CDs and IRAs — APYs are based on term length, deposit amount and location. For example:
To qualify for the higher interest rates, customers may be required to maintain a Regions checking account.
No points will be awarded under this Program until your registration becomes effective. Registration for this Program generally becomes effective at the beginning of the first calendar quarter after you register. However, if you register after the 21st day of the last month in any calendar quarter, registration will not become effective until the beginning of the second calendar quarter after you register. See the Rewards Multiplier Program Terms and Conditions for details.
If you are not the primary account owner on the Regions credit card account, you may register for this Program, but you may not be entitled to redeem the points awarded under this Program, as explained in the Rewards Multiplier Program Terms and Conditions.
Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded right away for cash, such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), fees, interest charges, or unauthorized purchases.
In order for extra points to be awarded under the Rewards Multiplier program, the required checking account and other deposit accounts must be open at certain times and for certain periods. See the Rewards Multiplier Terms and Conditions for details.
The Rewards Multiplier Program is subject to the Regions Relationship Rewards Terms and Conditions as supplemented by the Rewards Multiplier Terms and Conditions.