Savings, Money Market and CD Accounts

Set aside cash for a big purchase or an emergency fund and earn interest. Find the perfect savings account for your goals.

Compare savings accounts

Find the right account for your savings goals

Savings accounts

Bonus opportunities on select products¹ ² ³
Build a nest egg or emergency fund
Earn interest
Access your savings for emergencies

Savings account options

Money Market accounts

Enjoy check-writing & debit card privileges
Earn a competitive rate
Access your savings

Money Market account options

Certificates of Deposit (CD) accounts

Relationship rates for customers who have a Regions checking account and meet other requirements⁴
Save for a home repair or vacation
Leave savings untouched for a fixed amount of time

CD account options

Savings accounts

Savings account bonus
Regions LifeGreen® Savings

If you have a Regions checking account⁵, you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity¹.

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$0 Monthly fee if you have a Regions checking account ⁵

$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account⁵

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Low-cost savings account
Regions Savings

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.

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$5 Monthly fee

$50 Minimum opening deposit

How to waive the monthly fee

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Kids Savings account
Savings for Minors

Savings account for customers under 18 years of age⁶ with no monthly fee and no minimum balance requirements.

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$0 Monthly fee

$5 Minimum opening deposit

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savings account bonus
Regions Now Savings

Savings account for the primary cardholder of a Now Card ⁷ that gives you the opportunity to earn monthly and annual savings bonuses. ² ³

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$0 Monthly fee

$10 Minimum opening deposit⁷

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Certificates of Deposit (CD) & Money Market accounts

predictable return with minimal risk
CD Account

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with low risk.⁴ ⁸

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$500 minimum opening deposit for CDs with terms of 90 days or more

$2,500 minimum opening deposit for CDs with terms from 7 days to 89 days

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Option to waive monthly fee
Money Market Account

A basic account that enables you to earn interest while having immediate access to your funds.

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$12 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

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Premium rates
Premium Money Market Account

An account that offers premium rates and access to funds.

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$15 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

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What you get with a Regions savings account

Option to conveniently manage your account with Online and Mobile Banking ⁹ ¹⁰

Optional alerts and notifications¹¹

Personal finance calculators to help set and meet goals

Budgeting and planning tools with My GreenInsights

More long-term savings account options

Looking for more savings options? We can help with IRAs and investing and retirement planning.

IRA details Investing & retirement planning details

Open a Regions checking account

Find the perfect checking account to make your everyday life easier. You can open an account in as little as 5 minutes.

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To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current APY. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
Regions Now Savings Builder Bonus: Each month a deposit of funds of at least $5 is made to your Regions Now Savings account AND you make no withdrawals from your Regions Now Savings account during that same month, you will receive a $1 credit to your Regions Now Savings account. The bonus will be paid by the second business day of the month following each month the bonus is earned. To receive the builder bonus, your account must be open on the date the builder bonus is paid. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account. Check the current APY.
Regions Now Savings Annual Savings Bonus: A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12-calendar month period preceding the month in which the anniversary of your account opening falls (your "Account Anniversary Month"). The bonus will be paid by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus is $100. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Check the current APY. Fees could reduce earnings on the account. An initial Minimum Load of $10 is required for a Now Card.
Special or promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records. Advertised Relationship CD rates and APYs only available for advertised term lengths if (1) opened at a participating branch using the “Find a branch near you.” button above; and (2) you meet the following Relationship Pricing requirements:
- The time deposit term must be at least 32 days; and
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on an open Regions Bank checking account in good standing during the term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in time deposit account documentation and disclosures and are available from the Bank’s customer service representatives. Please note that IRA and Private Wealth Management deposits are subject to separate pricing terms and do not participate in Relationship Pricing.
If you have a LifeGreen Savings account and do not have a Regions checking account, or if you close your Regions checking account, Regions reserves the right to convert your LifeGreen Savings account to a Savings account. We will notify you in advance if we convert your account.
One account holder must be age of majority in the state where the account is held.
In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary cardholder on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary cardholder on a Now Card, we may convert your Regions Now Savings account to a Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary cardholder. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Savings account. Please see pricing schedule for full details.
Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Account Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Annual Percentage Yields (APYs) are accurate as of 08/14/23. Rates offered for CDs may be changed at any time without notice. The minimum balance required to open the CD and obtain the APY is $500. Early withdrawal of funds may result in substantial penalty.
Regions Mobile Banking requires a compatible device and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but fees may apply to certain products and services offered through Mobile Banking. Your mobile carrier’s message and data fees may apply.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier’s messaging and data fees may apply.

Savings, Money Market and CD Accounts

Find the right account for your savings goals

Savings accounts

Money Market accounts

Certificates of Deposit (CD) accounts

Savings accounts

Savings account bonus Regions LifeGreen® Savings

Low-cost savings account Regions Savings

Kids Savings account Savings for Minors

savings account bonus Regions Now Savings

Certificates of Deposit (CD) & Money Market accounts

predictable return with minimal risk CD Account

Option to waive monthly fee Money Market Account

Premium rates Premium Money Market Account

What you get with a Regions savings account

More long-term savings account options

Open a Regions checking account

Looking for more information?

Related Insights

Savings account bonus
Regions LifeGreen® Savings

Low-cost savings account
Regions Savings

Kids Savings account
Savings for Minors

savings account bonus
Regions Now Savings

predictable return with minimal risk
CD Account

Option to waive monthly fee
Money Market Account

Premium rates
Premium Money Market Account