Savings, Money Market and CD Accounts

Why Choose Regions?

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Regions LifeGreen® Savings

Savings account with no monthly fee and no minimum balance requirement that also offers you the opportunity to earn an annual savings bonus.¹ Learn More

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Regions Savings

Basic, low-fee savings account that you can use to build your nest egg for the future. Learn More

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Regions Savings for Minors

Savings account for customers under 18 years of age that has no monthly fee and no minimum balance requirements. Learn More

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The Now Savings² account is for the primary owner of a Regions Now Card; it has no monthly fee and no minimum balance requirement and gives you the opportunity to earn monthly and annual savings bonuses.³ ⁴ Learn More

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Regions CD Account

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with minimal risk⁵. Learn More

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Regions Promotional CD Account

The Regions Promotional CD Account offers our best CD⁵ rate to Regions customers who qualify for Relationship Pricing Rates⁶. Learn More

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Regions Money Market Account

A basic money market account with a low minimum balance requirement to waive the monthly fee. Learn More

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Regions Premium Money Market Account

Money market account that offers premium rates and access to funds. Learn More

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Why Open a Regions Savings Account?

Secure Payment Solutions

Use Apple Pay⁷, Google Pay⁸, LG Pay⁹, Samsung Pay¹⁰ and Click to Pay with Visa¹¹ to make secure payments from your mobile device. We also offer Zelle® to send money to friends¹², available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking¹³, Online Banking with Bill Pay¹⁴, and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account is based upon balance and may change at any time. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary owner on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary owner on a Now Card, we may convert your Regions Now Savings account to a Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary account owner. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Savings account. Please see pricing schedule for full details.
Regions Now Savings Builder Bonus: Each month a deposit of funds of at least $5 is made to your Regions Now Savings account AND you make no withdrawals from your Regions Now Savings account during that same month, you will receive a $1 credit to your Regions Now Savings account. The bonus will be paid by the second business day of the month following each month the bonus is earned. To receive the builder bonus, your account must be open on the date the builder bonus is paid. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account.
Regions Now Savings Annual Savings Bonus: A deposit of at least $5 to your account each calendar month, beginning with the account opening month is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar month period preceding the month in which the anniversary of your account opening falls (your "Account Anniversary Month"). The bonus will be paid by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus is $100. You are responsible for any tax due on any amount received under this offer. The Annual Percentage Yield (APY) for the Regions Now Savings account is based upon balance and may change at any time. Fees could reduce earnings on the account.
Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Account Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Account balance must be less than $1,000,000. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Account Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.
The Relationship Pricing interest rates and Annual Percentage Yield (APY) are available to depositors who meet the following relationship requirements for the entire applicable term of the account:
- The time deposit term must be at least 32 days
- The primary or secondary designated owner on the time deposit must be the primary or secondary designated owner on a Regions Bank checking account and
- The checking account must remain open during the entire term of the time deposit.
If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank’s customer service representatives. Please note that IRA deposits are not eligible for Relationship Pricing.
Apple, the Apple logo, iPhone, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Android, the Android Logo, Google Pay, and the Google Play Store logo are trademarks of Google Inc, registered in the U.S. and other countries.
LG Pay is a registered trademark of LG Corp.
Only compatible with select cards, carriers and Samsung devices. Samsung Pay and Samsung Galaxy are trademarks or registered trademarks of Samsung Electronics Co., Ltd.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc. Please see the Regions Deposit Agreement for information on liability for unauthorized transactions.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Regions Mobile Banking requires a compatible device and and enrollment in Regions Online Banking. Mobile Banking is offered at no charge, but data service charges may apply through your wireless carrier.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking for personal accounts, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts.