CD Account
This Certificate of Deposit earns a competitive rate and provides a predictable return with low risk1.
Visit a branch Check rates
What you get with a Certificate of Deposit
Competitive, fixed rates of return
Flexible terms
FDIC-insured up to the maximum permitted by law
Relationship rates for customers who have a Regions checking account and meet other requirements2
CD account details
Monthly fee
- N/A. Please refer to Pricing Schedule for more details about the account.
Minimum opening deposit
- $2,500 for CDs with terms of 7-89 days.
- $500 for CDs with terms of 90 days or longer.
Early withdrawal penalty
- Early withdrawal of funds may result in substantial penalty.
Available terms
7 days to 72 months
Rate is fixed for the term of the CD, but the Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements2. Check rates
How interest is calculated
- Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity.
- If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
- Interest disbursements allow you to have the interest that your Regions CD earns automatically transferred to your Regions checking, savings or money market account.
- Can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at the time of renewal.
- Easy account access through Online Banking3.
- Security of FDIC Insurance coverage up to the maximum amount permitted by law.
More ways to save money
We also offer savings accounts, money market accounts and IRAs. Choose the best account for your savings goals.
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