CD Account

This Certificate of Deposit earns a competitive rate and provides a predictable return with low risk1.



Visit a branch Check rates

Take advantage of our special CD rates2

The Relationship CD offers premium CD rates for customers who open a Regions checking account and meet other relationship requirements. With a 5-month Regions Relationship CD rate starting at 5.00% APY and an 8-month Regions Relationship CD rate starting at 4.75% APY, now is the time for you to take advantage of our special rates.2

  • 5.00%
    APY2 5-month Relationship CD
  • 4.75%
    APY2 8-month Relationship CD

What you get with a Certificate of Deposit

Competitive, fixed rates of return

Flexible terms

FDIC-insured up to the maximum permitted by law

Relationship rates for customers who have a Regions checking account and meet other requirements2

CD account details

  • Monthly fee

    Minimum opening deposit

    • $2,500 for CDs with terms of 7-89 days.
    • $500 for CDs with terms of 90 days or longer.

    Early withdrawal penalty

    • Early withdrawal of funds may result in substantial penalty.
  • Available terms

    7 days to 72 months

    Rate is fixed for the term of the CD, but the Relationship Pricing rates are subject to change if the customer does not maintain relationship requirements2. Check rates

    How interest is calculated

    • Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity.
    • If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
    • Interest disbursements allow you to have the interest that your Regions CD earns automatically transferred to your Regions checking, savings or money market account.
    • Can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at the time of renewal.
    • Easy account access through Online Banking3.
    • Security of FDIC Insurance coverage up to the maximum amount permitted by law.

More ways to save money

We also offer savings accounts, money market accounts and IRAs. Choose the best account for your savings goals.

Track savings and spending with My GreenInsights budgeting tools

Setting savings goals and tracking your progress toward them has never been easier than with our exclusive online banking financial management tools in My GreenInsights.

Bank when and how you want with Regions Online and Mobile Banking

Monitor your accounts, go paperless with Online Statements, move money and more when you want from virtually anywhere with Online3 and Mobile Banking4.