Regions CD Account

A Certificate of Deposit that will earn you a competitive rate and provide a predictable return with minimal risk1.

View All Savings, Money Market and CD Accounts

Key Features of Regions CD

  • competitive interest rates

    Competitive Interest Rate

  • flexible terms

    Flexible Terms

  • online application

    Online Banking

Regions CD Account Details

For You If...
You have a Regions checking account and you want an FDIC insured savings vehicle with competitive CD interest rates.
Account Opening Requirements
$2,500 minimum opening deposit for CDs with terms 7-89 days and $500 for CDs with terms 90 days or longer.
Minimum Daily Balance Required to Avoid Monthly Fee
Monthly Fee (if minimum balance requirement isn't met)
Available Terms
7 days to 72 months

Rate is fixed for the term of the CD, but the Relationship Pricing Rates are subject to change if customer does not maintain relationship requirements2.
How Interest is Calculated
Compounded daily and paid according to the terms of the CD: Monthly, quarterly, semi-annually, annually or at maturity.

If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.

Interest disbursements allow you to have the interest that your Regions CD earns automatically transferred to your Regions checking, savings, or money market account.
Savings Bonus
Interest Tiers
Pricing Schedule
See Pricing Schedule for more details.
Statement Options
Excessive Withdrawal/Item Fee
Overdraft Protection
Safe Deposit Box Discount (Subject to Availability)
Other Benefits
  • Regions CD can be automatically renewable. At maturity, the CD may renew for the same term automatically at the market rate at the time.

    Easy account access through Regions Online Banking3.

    Security of FDIC Insurance coverage up to the maximum amount permitted by law.

Ways to Open a CD Account

Why Open a Regions Savings Account?

Secure Payment Solutions

Use Apple Pay4Google Pay5, LG Pay6, Samsung Pay7 and Click to Pay with Visa8 to make secure payments from your mobile device. We also offer Zelle® to send money to friends9, available through Online Banking and the Regions Mobile app. And to reduce the risk of fraud on your Regions cards, use Regions LockIt®: With the touch of a button, block transactions with your Regions Mobile app.


Combined with a Regions checking account enrolled in Relationship Rewards, your Regions savings or money market account can help you earn Relationship Rewards points that you can redeem for travel, merchandise, cash and more.

Convenient Account Management

Manage your account online, and bank when you want with Mobile Banking10, Online Banking with Bill Pay3, and access to over 1,900 ATMs across Regions' 15-state service area.

Financial Insights

Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Customer Service Excellence

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Save for the future with a Regions savings account.

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