Student loan repayment resources and support
With student loan payments resuming in October 2023, Regions is providing resources and tools to help you prepare. We offer personalized financial plans to help you set debt payment targets, manage your finances and make progress toward your ultimate financial goals. Take a look at the available resources listed below and contact us to talk about possible banking solutions for your changing needs.
Payment preparation
Student loan repayment tips & resources
The U.S. Department of Education's COVID-19 relief for student loans is ending this year. Student loan interest resumed September 1, 2023, and payments will be due starting in October. Whether you are looking for more information regarding forgiveness, debt reduction, reduced payment plans or have other questions, the federal student aid website can help you navigate the next best steps depending on your situation. Information on the site includes the following:
- Details on COVID-19 Emergency Relief and Federal Student Aid
- Find a repayment plan that fits your unique situation and goals
- Ways to qualify for student loan forgiveness for eligible borrowers
- Income-Driven Repayment Plan Information
- A fresh start for borrowers with federal student loans in default. More information
Prepare for repayment by getting re-established with your servicer.
Find your loan servicer's contact information on your Federal Student Aid account dashboard under "My Loan Servicers" and take these steps:
- Ensure your contact information is current with your loan servicer and on your studentaid.gov profile.
- Log in to your loan servicer's website or contact your loan servicer to review your auto-debit enrollment or sign-up.
- Contact your loan servicer with questions or visit the Federal Student Aid Office of the U.S. Department of Education website for further information.
Managing debt wisely
Use these resources to help you plan for and manage student loan debt.
Be smart about cash flow
Check out these money management tools and build strong financial habits.
Regions assistance programs
Mortgage and home equity payment assistance
If you need help with Regions mortgage or home equity payments, call 1-800-748-9498 to speak to a representative.
Personal loans and lines assistance
If you're having difficulty making payments on your Regions consumer loans, call 1-866-298-1113 to speak to a representative.
Auto loan payment assistance
If you're having difficulty making payments on your Regions auto loans, call 1-866-298-1113 to speak to a representative.
Credit card payment assistance
If you're having difficulty making Regions credit card payments, call 1-866-298-1113 to speak to a representative.
Product solutions
Build credit without taking on debt
With Self, your rent, cell phone and utility payments may help you build your credit history.
Annual savings bonus
Earn an annual savings bonus with automated transfers from your checking account. If you set up monthly automated savings transfers from a Regions checking account, you can earn a 1% annual savings bonus up to $100.1
Simplify Money Transfers
Send and receive money with Zelle®2 or manage your bills in one place with Bill Pay. With Regions Mobile Banking App or Online Banking, you can move money where you need it, when you need it.
Regions Greenprint® personalized financial plan
Take control of your financial future with Regions Greenprint. Building a personalized plan with a Regions banker can help you understand your current financial picture and set financial goals. Get started by making an appointment with a Regions banker.