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Compare Unsecured Personal Loans and Lines of Credit

Unsecured Loan and Line of Credit Comparison table
  Personal Unsecured Installment Loan Regions Preferred Line of Credit Regions Credit Line
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Quick Guides® Quick Guide to Personal Unsecured Installment Loans Quick Guide to Regions Preferred Line of Credit Quick Guide to Regions Credit Line
Product Features
  • Requires no collateral
  • General-purpose loan used by customers needing money in a single lump sum
Variable rate line of credit that can be used for multiple purposes A small dollar line of credit primarily used for overdraft protection
Collateral More Info None None None
Minimum Loan Amount More Info $2,000 $3,000 $500
Maximum Loan Amount More Info
  • Up to $35,000 for applications submitted online
  • Up to 25% of your Annual Gross Income for applications submitted by phone or in branch
$50,000 $3,000
Access Methods More Info Funds are available in the single lump sum at loan closing Access checks, Online Banking, Telephone, Branch Access checks, Online Banking, Telephone, Branch
Rate Discounts Available More Info Yes, if eligible Yes, if eligible Yes, if eligible
Term More Info Terms are based on loan amount N/A N/A
Payment Frequency and Amount More Info Monthly repayment. Repayment amount varies based on term and loan amount. Monthly repayment of Principal and Interest based on the greater of 3% of your balance or $50 Monthly repayment of Principal and Interest based on the greater of 5% of your balance or $20
Automatic Payment Option More Info Yes Yes Yes
Loan Closing Branch or Electronic Signature, if eligible Branch or Electronic Signature, if eligible Branch or Electronic Signature, if eligible
Call 1-888-IN-A-SNAP
or visit your local Regions Branch
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Personal Unsecured Installment Loan Regions Preferred Line of Credit Regions Credit Line
All loans are subject to terms and conditions, fees, documentation requirements, and credit approval.