We understand that life is busy. From time to time, anyone can lose track of how much money is available in their checking or money market account. For greater peace of mind, link your Regions Personal or Business checking or money market accounts to a Regions overdraft protection product.
If your account is overdrawn, overdraft protection will automatically transfer money to your checking or money market account in increments of $100 to reduce or eliminate the amount of the overdraft. And, if you're enrolled in Online Statements, we'll email you when this transfer has taken place.
Overdraft Protection Solutions:
- Regions Deposit Accounts - Regions Savings accounts or Money Market accounts are convenient overdraft protection options.
- Regions Credit Line* - flexible solution for overdraft protection, while offering an unsecured line of credit.
- Regions Credit Card* - provides immediate overdraft protection and purchasing convenience.
Set up Overdraft Protection by linking your accounts today. Visit your nearest branch, call 1-800-REGIONS or log onto online banking.
Information about Regions Overdraft Protection
We offer Overdraft Protection for eligible personal checking accounts. Funds are transferred from the funding account in $100 increments. The applicable transfer fee of $10/$15 each day a transfer occurs (depending on your checking product type) is assessed to the checking account each day you use Overdraft Protection and is subject to change. Overdraft Protection customers also have the option to opt-in to Regions Standard Overdraft Coverage. Learn more about our Overdraft Options.
Additional rules and fees on the various Overdraft Protection options are noted in the applicable Customer Agreements.
* Credit cards and credit lines are subject to credit approval and important terms and conditions.