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Home Equity Line and Loans
- Consolidate debt or make home improvements
- Pay off credit card balances and save on interest
- Make home improvements or repairs
Regions Personal Loans
- Pay off bills or handle unexpected expenses
- Up to $10,000
- Rates from 7.50% to 18.83% APR with no collateral required1
Regions can help finance all your needs.
- Buy a new car or refinance your current loan
- Rates from 1.99% to 11.95% APR1,4
- Take advantage of today's low rates
- Enjoy our award winning service
- Pay for education the smart way
- Competitive interest rates
- Multiple in-school repayment options available
Serving 16 states
$137 billion in assets
130 years in business
Credit approval and other restrictions may apply.
1. As of 7/15/2016 annual interest rates range from 1.99% to 8.99% (1.99% APR to 11.95% APR). The highest APR requires the smallest loan amount, shortest term length, and a loan processing fee. The lowest APRs require auto-debit discount and are available only to borrowers with excellent and substantial credit history, whose loans meet other specific credit criteria, such as qualifying loan term, loan amount, loan-to-value ratio, and vehicle characteristics. Your interest rate will depend on a variety of factors, including the model year of the vehicle and whether the vehicle is new or used, as well as your credit history, loan amount, loan term, loan-to-value ratio of your vehicle (based upon dealer invoice for new or NADA value for used), and election to receive a 0.25% discount by having monthly payments auto-debited from your Regions checking account (the “Auto Debit Discount”). Your APR will depend on your interest rate, loan amount, loan term, and whether your loan is subject to a loan processing fee. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions apply.
Use our How to Calculate Auto Loan Rates calculator to see how loan term, purchase price, and interest rate impact monthly payment amounts.
2. Loan to Value (LTV) based on dealer invoice on new vehicles or NADA value for used vehicles plus tax, tag and title fees.
3. If you refinance with Regions using the Exclusively Online option, you’ll have the option to receive a complementary Guaranteed Asset Protection (GAP) Rider from Regions. With this GAP Rider, we may waive some or all of the difference between the amount you owe on your Regions loan and the proceeds from your auto insurance in the event of a total loss due to physical damage or theft of your vehicle. Terms and Conditions apply.
4. To qualify for the 0.25% discount you must be a Regions checking account customer and agree to auto-debit from your Regions checking account at the time of your application and maintain your payments using auto-debit for the life of your loan.