LifeGreen eAccess Account

Suited for those who do most of their banking online, with little check writing.

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Product Panel Overview

Product Panel Description

  • $100 Minimum Opening Deposit

  • 500 free withdrawals per month

  • Overdraft Protection Available

Product Panel Details

Benefits

Choice of Regions iTreasury Small Business cash management package,

OR, Regions Online Banking with Bill Pay for Business

Overdraft Protection Available

24-Hour Automated Telephone Banking

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking legal disclaimer number1

Relationship Rewards

Cashback Rewards

Relationship CD Rates

My GreenInsights

Cash Deposit and Excessive Withdrawal/Item Fees
$0.50 charge for each withdrawal in excess of 500 per month legal disclaimer number2 and $0.25 per $100 for cash deposits in excess of $20,000 per month. legal disclaimer number3
Checks
Custom three-to-a-page business checks and custom value packs available. For more information, contact Harland Clarke Business Solutions at 1-877-275-4427. 
How to Avoid Monthly Fee

a) Maintain an average monthly balance of $10,000, combined deposit balances of $30,000 in related Regions business checking, savings and money market accounts legal disclaimer number4

b) Keep combined balances of $30,000 in related non-personal loans, lines of credit and business credit cards legal disclaimer number5 legal disclaimer number4

c) Make at least $2,500 in purchases in Regions Business Visa CheckCard and/or business credit card purchases,  legal disclaimer number6 .

d) Credit at least one Regions Merchant Services transaction  to the account legal disclaimer number7 , or

e) Make at least one deposit to this account using Regions Quick Deposit legal disclaimer number8 . Otherwise, there's a monthly fee of $22.

Interest
N/A
Minimum Opening Deposit
$100
Other Fees

Returned Item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned.

Early Account Closing - $25 if closed within 180 days of opening

Stop Payment - $36 per request/renewal

Returned Deposit Item Fee - $10 for each check that you deposit that is rejected due to insufficient funds in the payer’s account, stop payment, etc.

Overdraft Protection Transfers - $10 each day there is a transfer from your linked Regions overdraft funding account (see Overdraft Options below for more information).

Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds (see Overdraft Options below for more information).

Overdraft Protection Options
Regions offers Overdraft Protection and Standard Overdraft Coverage.

Overdraft Protection - When you enroll in Overdraft Protection, your business checking account is linked to a funding account at Regions, such as another business deposit account, credit card account, or line of credit. Overdraft Protection may be used to authorize and/or to pay CheckCard and ATM transactions if your checking account lacks sufficient available funds. Overdraft Protection also may be used to pay checks, ACH transactions, and other items when payment of those items would overdraw the checking account. We generally transfer amounts from the designated funding account to the checking account in increments of $100. A $10 or $15 transfer fee (depending on product] will be charged to your checking account each day a transfer occurs. 

Standard Overdraft Coverage - Standard Overdraft Coverage is a service we may provide on your qualified business checking account to cover transactions that exceed the available balance in your account and any funds available for Overdraft Protection, if applicable. We may use Standard Overdraft Coverage to pay check, ACH and recurring CheckCard transactions. However, we may decline to pay these items into overdraft on an account, even if that account has Standard Overdraft Coverage. In that event, we will return the item and charge a Returned Item fee. We may also use Standard Overdraft Coverage to authorize and to pay CheckCard and ATM transactions into overdraft. We will charge a Paid Overdraft Item fee of $36 for each item paid into overdraft.
Features

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Ways to Open This Account

Why Regions?

Save for the future with a Regions savings account.

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