Choice of Regions iTreasury Small Business cash management package,

OR, Regions Online Banking with Bill Pay for Business

Overdraft Protection Available

24-Hour Automated Telephone Banking

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking ^{legal disclaimer number1}

Maintain a monthly average balance of $5,000. Otherwise, there's a monthly fee of $15.

$0.50 charge for each withdrawal in excess of 150 per month ^{legal disclaimer number2} and $0.25 per $100 for cash deposits in excess of $5,000 per month. ^{legal disclaimer number3}

Returned Item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned.

Early Account Closing - $25 if closed within 180 days of opening

Stop Payment - $36 per request/renewal

Returned Deposit Item Fee - $10 for each check that you deposit that is rejected due to insufficient funds in the payer’s account, stop payment, etc.

Overdraft Protection Transfers - $10 each day there is a transfer from your linked Regions overdraft funding account (see Overdraft Options below for more information).

Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds (see Overdraft Options below for more information).

$100

Interest is compounded daily and paid monthly
Under $10,000
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 or more
See  www.regions.com/small_business/business_interest_checking.rf  for current rates.

Custom three-to-a-page business checks and custom value packs available. For more information, contact Harland Clarke Business Solutions at 1-877-275-4427. 

No charge for online statements or paper statements with no check image, $3 per month with printed check images, and $10 per month for paper statements with deluxe check images. Fee will be assessed whether or not checks are written during the statement period. ^{legal disclaimer number4}

Regions offers Overdraft Protection and Standard Overdraft Coverage.

Overdraft Protection - When you enroll in Overdraft Protection, your business checking account is linked to a funding account at Regions, such as another business deposit account, credit card account, or line of credit. Overdraft Protection may be used to authorize and/or to pay CheckCard and ATM transactions if your checking account lacks sufficient available funds. Overdraft Protection also may be used to pay checks, ACH transactions, and other items when payment of those items would overdraw the checking account. We generally transfer amounts from the designated funding account to the checking account in increments of $100. A $10 or $15 transfer fee (depending on product] will be charged to your checking account each day a transfer occurs. 

Standard Overdraft Coverage - Standard Overdraft Coverage is a service we may provide on your qualified business checking account to cover transactions that exceed the available balance in your account and any funds available for Overdraft Protection, if applicable. We may use Standard Overdraft Coverage to pay check, ACH and recurring CheckCard transactions. However, we may decline to pay these items into overdraft on an account, even if that account has Standard Overdraft Coverage. In that event, we will return the item and charge a Returned Item fee. We may also use Standard Overdraft Coverage to authorize and to pay CheckCard and ATM transactions into overdraft. We will charge a Paid Overdraft Item fee of $36 for each item paid into overdraft.