Checking Business Interest

You own a company and need a flexible small business checking account with no transaction limitations that enables you to earn a competitive interest rate, and offer group banking services to your employees.

Contact a Banker

View All Business Checking Accounts

The Basics

$100 Minimum Opening Deposit
150 free withdrawals per month
Overdraft Protection Available

Account Details

Benefits

Choice of Regions iTreasury Small Business cash management package,

OR, Regions Online Banking with Bill Pay for Business

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking^{legal disclaimer number1}

How to Avoid Monthly Fee

Maintain a monthly average balance of $5,000. Otherwise, there's a monthly fee of $15.

Cash Deposit and Excessive Withdrawal/Item Fees

$0.50 charge for each withdrawal in excess of 150 per month ^{legal disclaimer number2}and $0.25 per $100 for cash deposits in excess of $5,000 per month. ^{legal disclaimer number3}

Other Fees

Returned Item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned.

Early Account Closing - $25 if closed within 180 days of opening

Stop Payment - $36 per request/renewal

Returned Deposit Item Fee - $10 for each check that you deposit that is rejected due to insufficient funds in the payer’s account, stop payment, etc.

Overdraft Protection Transfers - $10 each day there is a transfer from your linked Regions overdraft funding account (see Overdraft Options below for more information).

Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds (see Overdraft Options below for more information).

Minimum Opening Deposit

$100

Interest

Interest is compounded daily and paid monthly
Under $10,000
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $249,999.99
$250,000 or more
See www.regions.com/small_business/business_interest_checking.rf for current rates.

Checks

Custom three-to-a-page business checks and custom value packs available. For more information, contact Harland Clarke Business Solutions at 1-877-275-4427.

Monthly Statements

No charge for online statements or paper statements with no check image, $3 per month with printed check images, and $10 per month for paper statements with deluxe check images. Fee will be assessed whether or not checks are written during the statement period.^{legal disclaimer number4}

Overdraft Protection Options

Regions offers Overdraft Protection and Standard Overdraft Coverage. Learn More.

Features

Ways To Open

Contact a Banker

Ways to Open This Account

Open Online
It's so quick and easy you can do it today.
Contact a Banker
Talk to a Person
Make an in-branch or phone appointment now
Make an Appointment (Opens in a new window)

Why Regions?

Business Solutions

Enjoy the convenience and security of using merchant services, collections and cash management tools to manage accounts receivable and payable, and CashCor ® and iTreasury to monitor the health of your business.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Flexibility

Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.