Checking Business

You are a business owner with a sole proprietorship, startup or LLC, want a checking account with convenient e-services, and you process less than 150 paper or electronic items per month.

View All Business Checking Accounts

The Basics

  • $100 Minimum Opening Deposit

  • 150 free withdrawals per month

  • Overdraft Protection Available

Account Details

Choice of Regions iTreasury Small Business cash management package

OR, Regions Online Banking with Bill Pay for Business

Overdraft Protection Available

24-Hour Automated Telephone Banking

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking legal disclaimer number1

Relationship Rewards

Cashback Rewards

Relationship CD Rates

My GreenInsights

How to Avoid Monthly Fee
Maintain an average monthly statement balance of $2,500, make at least $1,000 in Regions Business Visa® CheckCard or Business Credit Card purchases  legal disclaimer number2 ., or credit at least one Regions Merchant Services transaction to the account (Merchant Services provided by Elavon) legal disclaimer number3 . Otherwise, there's a monthly fee of $10.
Cash Deposit and Excessive Withdrawal/Item Fees
$0.50 charge for each withdrawal in excess of 150 per month legal disclaimer number4 and $0.25 per $100 for cash deposits in excess of $5,000 per month. legal disclaimer number5
Other Fees
Returned Item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned.
Early Account Closing - $25 if closed within 180 days of opening
Stop Payment - $36 per request/renewal
Returned Deposit Item Fee - $10 for each check that you deposit that is rejected due to insufficient funds in the payer’s account, stop payment, etc.
Overdraft Protection Transfers - $10 each day there is a transfer from your linked Regions overdraft funding account (see Overdraft Options below for more information).
Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds (see Overdraft Options below for more information).
Minimum Opening Deposit
20% discount on first order of custom three-to-a-page business checks and custom value packs available. For more information, contact Harland Clarke Business Solutions at 1-877-275-4427. 
Monthly Statements
No charge for online statements or paper statements with no check image, $3 per month with printed check images, and $10 per month for paper statements with deluxe check images. Fee will be assessed whether or not checks are written during the statement period. legal disclaimer number6
Overdraft Protection Options
Regions offers Overdraft Protection and Standard Overdraft Coverage.

Overdraft Protection - When you enroll in Overdraft Protection, your business checking account is linked to a funding account at Regions, such as another business deposit account, credit card account, or line of credit. Overdraft Protection may be used to authorize and/or to pay CheckCard and ATM transactions if your checking account lacks sufficient available funds. Overdraft Protection also may be used to pay checks, ACH transactions, and other items when payment of those items would overdraw the checking account. We generally transfer amounts from the designated funding account to the checking account in increments of $100. A $10 or $15 transfer fee (depending on product] will be charged to your checking account each day a transfer occurs. 

Standard Overdraft Coverage - Standard Overdraft Coverage is a service we may provide on your qualified business checking account to cover transactions that exceed the available balance in your account and any funds available for Overdraft Protection, if applicable. We may use Standard Overdraft Coverage to pay check, ACH and recurring CheckCard transactions. However, we may decline to pay these items into overdraft on an account, even if that account has Standard Overdraft Coverage. In that event, we will return the item and charge a Returned Item fee. We may also use Standard Overdraft Coverage to authorize and to pay CheckCard and ATM transactions into overdraft. We will charge a Paid Overdraft Item fee of $36 for each item paid into overdraft.

Ways To Open

Contact a Banker

Ways to Open This Account

Why Regions?


Bank when and how you want with Mobile Banking, Online Banking with Bill Pay, and free access to over 1,900 ATMs legal disclaimer number7 across Regions' 15-state service area.

Payment Solutions

Use Google Pay, Apple Pay, Samsung Pay and Visa Checkout to make secure payments from your mobile device. We also offer Regions Personal Pay to send money to friends, available through Online Banking. And to reduce the risk of fraud on your Regions cards, use Regions LockItSM: with the touch of a button, block transactions with your Regions mobile app.


Visit Insights by Regions for tools, tips and calculators to help you manage your money, save for your future, finance your needs and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents.  We even give associates a paid day off to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

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