Business Checking Comparison

View All Business Checking Accounts

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Business Simple Checking
Advantage Business Checking
Business Interest Checking
Business Checking
Not-for-Profit Checking

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Checking account for business owners who make limited transactions, use a CheckCard or credit card frequently, and maintain a low balance.

Advantage Business Checking

You have a moderate monthly transaction volume and you use multiple Regions business accounts and services.

Business Interest Checking

You want a flexible small business checking account with few transaction limitations that enables you to earn a competitive interest rate.

LifeGreen® Business Checking

You own a sole proprietorship or new business, want a checking account with e-services, and process less than 150 items per month.

LifeGreen Not-for-Profit Checking

You own a non-profit organization, have low transaction volumes and need a low-cost checking account.

Benefits

LifeGreen® Business Simple Checking

Regions Online Banking for Business with Bill Pay¹

24-Hour Automated Telephone Banking

30% discount on one safe deposit box per account, and an additional 10% discount with auto debit set up from a Regions checking or savings account (subject to availability)

Mobile Banking²

Relationship CD Rates

Advantage Business Checking

Choice of Regions iTreasury Small Business cash management package OR, Regions Online Banking for Business with Bill Pay¹

24-Hour Automated Telephone Banking

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking ²

Relationship CD Rates

Business Interest Checking

Choice of Regions iTreasury Small Business cash management package OR, Regions Online Banking for Business with Bill Pay¹

30% discount on one Safe Deposit Box with an additional 10% discount with auto debit from a Regions checking or savings account (subject to availability)

Mobile Banking²

LifeGreen® Business Checking

LifeGreen Not-for-Profit Checking

Regions Online Banking for Business with Bill Pay¹

30% discount on one safe deposit box per account, and an additional 10% discount with auto debit set up from a Regions checking or savings account (subject to availability)

Mobile Banking²

How to Avoid Monthly Fee

LifeGreen® Business Simple Checking

Generate at least $500 in Regions Business CheckCard and/or Business Credit Card purchases.³ Otherwise, there's a monthly fee of $7

Advantage Business Checking

$25 monthly fee waived with one of the following:

Maintain an average monthly balance of $10,000

OR combined balances of $30,000 in related⁴ non-personal accounts⁵

OR at least $2,500 in Regions Business Visa CheckCard and/or Business Credit Card purchases³

OR at least one Regions Merchant Services transaction credited to this account⁶

OR at least one deposit to this account using Regions Quick Deposit⁷.

Business Interest Checking

Maintain a monthly average balance of $5,000. Otherwise, there's a monthly fee of $15.

LifeGreen® Business Checking

$12 monthly fee waived with one of the following:

Maintain an average monthly statement balance of $2,500
OR at least $1,000 in Regions Business Visa CheckCard and/or Visa purchases³
OR one or more Merchant Services transactions.⁶⁸

LifeGreen Not-for-Profit Checking

No Monthly Fee

Excessive Withdrawal / Item Fee

LifeGreen® Business Simple Checking

No charge for the first 75 items⁹ each statement period; then $0.50 for each additional item

Advantage Business Checking

No charge for the first 500 items⁹ each statement period; then $0.50 for each additional item

Business Interest Checking

No charge for the first 150 items⁹ each statement period; then $0.50 for each additional item

LifeGreen® Business Checking

No charge for the first 150 items⁹ each statement period; then $0.50 for each additional item

LifeGreen Not-for-Profit Checking

No charge for the first 75 items⁹ each statement period; then $0.50 for each additional item

Cash Deposit Fee¹⁰

LifeGreen® Business Simple Checking

$2,500 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

Advantage Business Checking

$20,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

Business Interest Checking

$5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

LifeGreen® Business Checking

$5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

LifeGreen Not-for-Profit Checking

$5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits

Other Fees

LifeGreen® Business Simple Checking

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ¹¹. See Pricing Schedule for additional fees that may apply.

Advantage Business Checking

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ¹¹. See Pricing Schedule for additional fees that may apply.

Business Interest Checking

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ¹¹. See Pricing Schedule for additional fees that may apply.

LifeGreen® Business Checking

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ¹¹. See Pricing Schedule for additional fees that may apply.

LifeGreen Not-for-Profit Checking

Returned Items, Early Account Closing, Stop Payment, Returned Deposit Item, Overdraft Protection Transfers & Paid Overdraft Item ¹¹. See Pricing Schedule for additional fees that may apply.

Minimum Opening Deposit

LifeGreen® Business Simple Checking

^$100

Advantage Business Checking

$100

Business Interest Checking

$100

LifeGreen® Business Checking

$100

LifeGreen Not-for-Profit Checking

$100

Interest

LifeGreen® Business Simple Checking

N/A

Advantage Business Checking

N/A

Business Interest Checking

Interest is compounded daily and paid monthly. Find a rate in your area.

LifeGreen® Business Checking

N/A

LifeGreen Not-for-Profit Checking

N/A

Checks

LifeGreen® Business Simple Checking

Custom three-to-a-page business checks and custom value packs available.

Advantage Business Checking

Custom three-to-a-page business checks and custom value packs available.

Business Interest Checking

Custom three-to-a-page business checks and custom value packs available. For more information, contact Harland Clarke Business Solutions at 1-877-275-4427.

LifeGreen® Business Checking

20% discount on first order of custom three-to-a-page business checks and custom value packs available.

LifeGreen Not-for-Profit Checking

50% discount on first order of custom three-to-a-page business checks and custom value packs available.

Monthly Statements

LifeGreen® Business Simple Checking

No charge for online statements. Paper statements without check images as well as paper statements with check images are available for an additional fee.¹²¹³

Advantage Business Checking

No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.¹³

Business Interest Checking

No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.¹³

LifeGreen® Business Checking

No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.¹³

LifeGreen Not-for-Profit Checking

No charge for online statements or paper statements with no check images. Paper statements with check images are available for an additional fee.¹³

Overdraft Protection

LifeGreen® Business Simple Checking

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

Advantage Business Checking

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

Business Interest Checking

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

LifeGreen® Business Checking

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

LifeGreen Not-for-Profit Checking

Option to link your business checking account to an eligible Regions funding account for Overdraft Protection.

Features

LifeGreen® Business Simple Checking

Advantage Business Checking

Business Interest Checking

24-Hour Automated Telephone Banking

LifeGreen® Business Checking

24-Hour Automated Telephone Banking
Cashback Rewards
My GreenInsights

LifeGreen Not-for-Profit Checking

24-Hour Automated Telephone Banking

LifeGreen® Business Simple Checking

Checking account for business owners who make limited transactions, use a CheckCard or credit card frequently, and maintain a low balance.

Contact a Banker

Advantage Business Checking

You have a moderate monthly transaction volume and you use multiple Regions business accounts and services.

Contact a Banker

Business Interest Checking

You want a flexible small business checking account with few transaction limitations that enables you to earn a competitive interest rate.

Contact a Banker

LifeGreen® Business Checking

You own a sole proprietorship or new business, want a checking account with e-services, and process less than 150 items per month.

Contact a Banker

LifeGreen Not-for-Profit Checking

You own a non-profit organization, have low transaction volumes and need a low-cost checking account.

Contact a Banker

Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
Mobile Banking requires a compatible device and enrollment in Online Banking which requires a Social Security or Taxpayer Identification number. Your carrier's messaging and data fees may apply.
For the monthly fee waiver, we count Business CheckCard and Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only CheckCard purchases on this checking account are counted. Only Business Credit Card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.
Accounts are considered related if they share the same ownership title and tax identification number. Balances determined at the beginning of the last day of your checking account statement cycle.
Combined balances in related non-personal accounts can include $30,000 in non-personal checking, savings and money market (excludes Public Funds, IOLTA/IOTA, and Trust accounts) accounts OR $30,000 in outstanding business credit card, non-personal line of credit and closed-end loan balances. Accounts are considered related if they share the same ownership title and tax identification number. Balances determined at the beginning of the last day of your checking account statement cycle.
Merchant Services are provided by Elavon and are available to eligible customers, subject to terms, conditions, and fees. Must have a compatible device. Your carrier's messaging and data fees may apply. For the monthly fee waiver, we will count Merchant Services deposits that post during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement period. For new Merchant Services customers, it may take up to one full statement cycle for the waiver to take effect.
For the monthly fee waiver, we count the Quick Deposit transactions for the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the statement period, which are counted with Quick Deposit transactions for the following statement cycle.
LifeGreen Business Checking customers can avoid monthly minimum fees by maintaining an average monthly statement balance of $2,500, making a minimum of $1,000 in Regions Business Visa® CheckCard or Business Credit Card purchases or crediting one Regions Merchant Services transaction.
Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
Returned Item - $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned; Early Account Closing - $25 if closed within 180 days of opening; Stop Payment - $36 per request/renewal; Business checking fees include: $36 per item when we do not pay a check or other transaction because you do not have sufficient funds and the item is returned; Early Account Closing - $25 if closed within 180 days of opening; Stop Payment - $36 per request/renewal; Returned Deposit Item Fee of $10 for each check that you deposit that is rejected due to insufficient funds in the payer’s account, stop payment, etc; Overdraft Protection Transfers - $10 each day there is a transfer from your linked Regions overdraft funding account (see Overdraft Options below for more information). Paid Overdraft Item Fee - $36 per item we pay on your behalf when you do not have sufficient available funds (see Overdraft Options below for more information).
To avoid the monthly paper statement fee for the LifeGreen Business Simple Checking account, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking. You must have a valid SSN or TIN in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts. Changes in applicable fees will become effective beginning with the end date of the statement cycle in which Online Statements are activated or canceled, as the case may be.
Fee will be assessed whether or not checks are written during the statement cycle.