Compare SBA Loans

View All Small Business Administration (SBA) Loans

to compare.

SBA 504 Loan
SBA 7(a) Loan
SBA Express Loan

1 of 3 Selected

The SBA 504 loan is designed for business owners who want to purchase fixed assets such as equipment, machinery and real estate.¹

SBA 7(a) Loan

An SBA 7(a) Loan allows businesses to borrow up to $5 million to use for business expansion, equipment purchases or to debt refinance. ¹

SBA Express Loan

An SBA Express Loan is a loan or line of credit between $100,000 and $350,000. Funds may be used for working capital, business expansion and purchase of fixed assets.¹

Loan Amount

SBA 504 Loan

Up to $6.25 million Regions portion, $5 million CDC portion along with borrower injection of $1.25 million.

SBA 7(a) Loan

N/A

SBA Express Loan

N/A

Loan Terms

SBA 504 Loan

Regions Loan

Equipment: At least 7 years

Real Estate: At least 10 years with up to 25–year amortization

CDC

Equipment: up to 10 years fully amortizing

Real Estate: up to 25 years fully amortizing

SBA 7(a) Loan

Permanent Working Capital: Up to 7 years

Equipment: Up to 10 years

Real Estate: Up to 25 years with fully amortizing loan terms

SBA Express Loan

Lines of Credit: Up to 5 years revolving with a 10-year maturity.

Borrower Contribution

SBA 504 Loan

Between 10% - 20% of total project costs

SBA 7(a) Loan

At least 10% for purchases

SBA Express Loan

At least 10% for purchases

Pricing & Fees

SBA 504 Loan

Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans

SBA 7(a) Loan

Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans

SBA Express Loan

Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans

Features

SBA 504 Loan

Borrow up to $6.25 million from Regions

The CDC portion is a long term fully amortizing loan

Buy Equipment, Machinery, or Real Estate

Low Down Payment

SBA 7(a) Loan

Borrow up to $5 million

Fixed & Variable Rates

Low Down Payment

Full amortization no balloon

SBA Express Loan

Borrow up to $350,000

Fixed & Variable Rates

Low Down Payment

Revolving and term out structure

SBA 504 Loan

The SBA 504 loan is designed for business owners who want to purchase fixed assets such as equipment, machinery and real estate.¹

Visit a Regions Branch

SBA 7(a) Loan

An SBA 7(a) Loan allows businesses to borrow up to $5 million to use for business expansion, equipment purchases or to debt refinance. ¹

Visit a Regions Branch

SBA Express Loan

An SBA Express Loan is a loan or line of credit between $100,000 and $350,000. Funds may be used for working capital, business expansion and purchase of fixed assets.¹

Visit a Regions Branch

The U.S. Small Business Administration is committed to furthering the growth and development of small businesses. One of the ways it does this is by guaranteeing loans to small businesses made through lending partners nationwide. Regions Bank is both an SBA Preferred Lender and one of America’s most experienced SBA lenders. The SBA does not make loans directly to small businesses. Rather, it sets guidelines for loans, which are made by lending partners nationwide, including banks and economic development organizations, such as Certified Development Companies. For the SBA(7)a and SBA Express loans, the SBA guarantees a percentage of the loan, minimizing risk to the lending partners and increasing the possibility that small businesses will receive the funds they need. Please contact a Regions banker to discuss qualification criteria, potential fees, and whether an SBA loan can fit your business needs. All loans and lines of credit are subject to credit approval.