Loan SBA 7(a)
An SBA 7(a) Loan is a loan or line of credit between $350,000 and $5 million issued by Regions and partially guaranteed by the SBA. The funds may be used for financing business acquisitions, equipment, debt refinance, working capital, inventory and leasehold improvements.
View All Small Business Administration (SBA) Loans- Overview
- Details
- Ways To Open
The Basics
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Borrow up to $5 million
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Fixed & Variable Rates
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Low Down Payment
SBA 7a Loan Details
Permanent Working Capital: Up to 7 years
Equipment: Up to 10 years
Real Estate: Up to 25 years with fully amortizing loan terms
Ask a Regions banker about the specific fees associated with SBA loans
- Borrow up to $5 million
Fixed & Variable RatesLow Down Payment
Full amortization no balloon
Ways to Open
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Contact a Banker
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Why Regions?
Flexibility
Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.
Business Solutions
Enjoy the convenience and security of using merchant services, along with a multitude of cash management tools to better manage money moving through your business, and Regions Online Banking Business Services or Regions iTreasury Small Business to conduct transactions and monitor account activity online.
Convenience
Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.
Insights
Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.
Community Involvement
We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with an eligible non-profit of their choice.
Personal Service
With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.
Looking for More?
- Open a Business Checking Account
- Enroll in Online Business Banking
- Login to Online Banking
- Open a Business Savings Account
- Apply for a Business Loan or Line of Credit
- Cash Management Services for your Business
- Collections Techniques That Work
- The Basics of Cash Flow Modeling
- How to Protect Your Business From Fraud