Business CD

Business CDs offer a competitive rate, and a predictable return on business savings with little to no risk. Terms of 7 days to 72 months available.12

View All Business Savings

Business CD Details

  • competitive interest rates

    Competitive Return

  • hands shake icon

    Relationship Interest Rates Available

  • online application

    Flexible Terms

Regions Business CD

Opening Requirements
$2,500 minimum opening deposit for CDs with terms 7-89 days and $500 for CDs with terms 90 days or longer.
Monthly Fee Per Account
Minimum Daily Balance Required to Avoid Monthly Fee
Annual Percentage Yields (APY)
How Interest is Calculated
Compounded daily
Interest Tiers
How Interest is Paid
Paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.

If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
Items Deposited
Cash Deposit Fee
Excessive Withdrawal/Item Fee
Safe Deposit Box Discount (Subject to Availability)
Statement Options
  • Relationship Interest Rates Available2

Ways to Open This Account

Why Regions?


Set up automatic transfers from your Regions business checking account to your Regions business savings account; Regions savings can be linked to your Regions checking account for Overdraft Protection.

Business Solutions

Enjoy the convenience and security of using merchant services, along with a multitude of cash management tools to better manage money moving through your business, and Regions Online Banking Business Services or Regions iTreasury Small Business to conduct transactions and monitor account activity online.


Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.


Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.