Business CD

Business CDs offer a competitive rate, and a predictable return on business savings with little to no risk. Terms of 7 days to 72 months available.¹²

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Overview
Details
Ways To Open

Business CD Details

Competitive Return
Relationship Interest Rates Available
Flexible Terms

Regions Business CD

Opening Requirements

$2,500 minimum opening deposit for CDs with terms 7-89 days and $500 for CDs with terms 90 days or longer.

Monthly Fee Per Account

N/A

Minimum Daily Balance Required to Avoid Monthly Fee

N/A

How Interest is Calculated

Compounded daily

Interest Tiers

N/A

How Interest is Paid

Paid according to the terms of the CD: Monthly, quarterly, semi-annually, or annually. If the term is one year or less, interest can also be paid at maturity.

If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.

Items Deposited

N/A

Cash Deposit Fee

N/A

Excessive Withdrawal/Item Fee

N/A

Safe Deposit Box Discount (Subject to Availability)

N/A

Statement Options

N/A

Features

Relationship Interest Rates Available²

Ways To Open

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Ways to Open This Account

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Why Regions?

Flexibility

Set up automatic transfers from your Regions business checking account to your Regions business savings account; Regions savings can be linked to your Regions checking account for Overdraft Protection.

Business Solutions

Enjoy the convenience and security of using merchant services, along with a multitude of cash management tools to better manage money moving through your business, and Regions Online Banking Business Services or Regions iTreasury Small Business to conduct transactions and monitor account activity online.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

Looking for More?

Regions CDs are uncertificated time deposit accounts and subject to the terms and conditions of the Regions Deposit Agreement and other related disclosures, terms, and conditions. This page is not an offer or contract and does not amend the Deposit Agreement, the terms of which govern and control. Rates offered for CDs may be changed at any time without notice. Account balance must be less than $1,000,000. Interest on CD accounts with terms longer than 12 months must be paid at least annually. Substantial penalty for early withdrawal. Fees could reduce earnings on Account. See Deposit Agreement for details. Promotional rates may apply to certain accounts, are for a limited time only, and cannot be combined with other bonus rate offers. Offer is subject to change at any time. Not available for brokered deposits, or to public entities, financial institutions, or Commercial Banking customers, as defined by Regions and/or as indicated in Regions’ records.
The Relationship Pricing interest rates and Annual Percentage Yields (APYs) are available to depositors who meet the following relationship requirements for the entire applicable term of the account: (i) the business time deposit term must be at least 32 days, (ii) the primary or secondary designated owner on the business time deposit must be the primary or secondary designated owner on a Regions Bank business checking account, and (iii) the business checking account must be and remain open during the entire term of the time deposit. If you do not meet the bank's relationship requirements, your account will earn the lower Standard Pricing interest rates and APYs. Details about Relationship Pricing and Standard Pricing are disclosed in other documentation related to time deposit accounts and are available from the Bank’s customer service representatives.