Merchant Services

Enjoy the convenience of quick, efficient and secure payment acceptance technology and solutions.

Explore our payment solutions

Regions Merchant Services by Elavon[1] offers the latest in payment acceptance technology, including in-person, online, mobile[2] and tablet-based payment solutions that grow with your business.

Give your customers more ways to pay

We know how important it is to be able to sell your products and services no matter where you are. That's why Regions Merchant Services by Elavon provides secure, specialized payment acceptance technology solutions for a range of industries.[1] Offer more ways to pay and grow your customer base.

Adapt and grow your business

Payment data security

Payment data security solutions help protect customer payment data with encryption and tokenization.

Dedicated support

Customer service and support 24 hours a day, seven days a week.

Flexible pricing models

Clear and simple pricing for small transaction volumes and customized pricing for large volumes.

Fast funding

Next-day funding with no additional cost.

payment acceptance

Find industry-specific solutions

Through Elavon, we provide specialized payment acceptance solutions for a range of industries including restaurants, retail, healthcare, professional services and trades, and hospitality.

Merchant Services FAQs

  • Merchant Services enable your business to accept credit cards, debit cards and other types of electronic payments. You can accept cards and electronic payments from customers and receive funds directly into any checking account. Funds are generally available to your business the next business day when credited to a Regions checking account.

    Regions Merchant Services are provided by Elavon. All transactions are subject to the operating rules and regulations of the applicable involved card brand networks and the terms and conditions of Elavon's merchant agreement and the card brand rules and regulations.

  • The pricing for Merchant Services involves a variety of card acceptance and processing costs that may be charged periodically, per item or on a transaction percentage basis. For credit and debit card processing, these costs can be broken down into three different types: discount rates, processor fees and interchange fees.

    • The discount rate is used to calculate the amount your business must pay for each transaction. The rate is determined by several factors, including the number of transactions per month, average transaction amount, type of industry, and how the card is presented.
    • Processor fees may be a percentage or fixed amount, and are based on the business' transaction amounts, frequencies and types.
    • Interchange fees are set by the card networks – such as Visa®, Discover® and MasterCard® – and vary depending on card type, the type of business and the method of payment transaction acceptance. These fees typically are the largest portion of the costs for card acceptance and processing.
    • Point-of-sale terminals
    • Specialized software solutions designed for specific industries, e.g., restaurant, lodging, healthcare, etc.
    • Wireless terminals
    • Mobile solutions compatible with smart phones/tablets
    • Mail-order/telephone-order
    • E-commerce via a PC, which allows secure payment transactions through a website

    All equipment and software — whether you own it already or need to purchase and/or rent it — must comply with the Payment Card Industry Data Security Standard for protecting cardholder information. PCI DSS compliance validation information can be found at

    • Contact a Regions banker, call 1-800-REGIONS (734-4667) or complete the contact information at
    • Your information will be forwarded to Elavon's local merchant sales representative, who will contact you within 48 business hours.
    • Once your account has been approved, you will receive a welcome kit that includes steps for getting started. In addition, a concierge representative will contact you to ensure proper setup and understanding of your solution.
    • You will then be able to begin accepting credit/debit card and electronic payments.

We make banking better and easier

Regions360 Approach

We deliver exceptional service by taking the time to fully understand our clients' challenges, goals and opportunities.

Secure, Smart Digital Tools

Our online banking services for business can help streamline financial management and keep your business one step ahead.

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