Loan SBA 504

The SBA 504 loan is designed for business owners who want to purchase fixed assets such as equipment, machinery and real estate. This loan program can support projects up to $12.5 million by combining funds from a Certified Development Company (CDC) (up to 40% of project costs), a participating lender (up to 50% of project costs), and a borrower contribution (between 10% and 20% of project costs).

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The Basics

Projects up to $12.5 million^{legal disclaimer number1}
Buy Equipment & Machinery
Low Down Payment

SBA 504 Loan Details

Loan Amount

Up to $6.25 million Regions portion, $5 million CDC portion along with borrower injection of $1.25 million.

Loan Terms

Regions Loan

Equipment: At least 7 years

Real Estate: At least 10 years with up to 25–year amortization

CDC

Equipment: up to 10 years fully amortizing

Real Estate: up to 25 years fully amortizing

Borrower Contribution

Between 10% - 20% of total project costs

Pricing & Fees

Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans

Features

Borrow up to $6.25 million from Regions

The CDC portion is a long term fully amortizing loan

Buy Equipment, Machinery, or Real Estate

Low Down Payment

Ways To Open

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Ways to Open

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