Loan SBA 504

The SBA 504 loan is designed for business owners who want to purchase fixed assets such as equipment, machinery and real estate. This loan program can support projects up to $12.5 million by combining funds from a Certified Development Company (CDC) (up to 40% of project costs), a participating lender (up to 50% of project costs), and a borrower contribution (between 10% and 20% of project costs).

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The Basics

SBA 504 Loan Details

Loan Amount
Up to $6.25 million Regions portion, $5 million CDC portion along with borrower injection of $1.25 million.
Loan Terms

Regions Loan

Equipment: At least 7 years

Real Estate: At least 10 years with up to 25–year amortization


CDC

Equipment: up to 10 years fully amortizing

Real Estate: up to 25 years fully amortizing

Borrower Contribution
Between 10% - 20% of total project costs
Pricing & Fees
Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans
Features
  • Borrow up to $6.25 million from Regions

    The CDC portion is a long term fully amortizing loan

    Buy Equipment, Machinery, or Real Estate

    Low Down Payment

Ways To Open

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Ways to Open

Why Regions?

Flexibility

Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.

Business Solutions

Enjoy the convenience and security of using merchant services, along with a multitude of cash management tools to better manage money moving through your business, and Regions Online Banking Business Services or Regions iTreasury Small Business to conduct transactions and monitor account activity online.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with an eligible non-profit of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.

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