Loan SBA 7(a)

An SBA 7(a) Loan is a loan or line of credit between $350,000 and $5 million issued by Regions and partially guaranteed by the SBA. The funds may be used for financing business acquisitions, equipment, debt refinance, working capital, inventory and leasehold improvements.

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The Basics

Borrow up to $5 million^{legal disclaimer number1}
Fixed & Variable Rates
Low Down Payment

SBA 7a Loan Details

Loan Terms

Permanent Working Capital: Up to 7 years

Equipment: Up to 10 years

Real Estate: Up to 25 years with fully amortizing loan terms

Borrower Contribution

At least 10% for purchases

Pricing & Fees

Variable and fixed-rate options
Ask a Regions banker about the specific fees associated with SBA loans

Features

Borrow up to $5 million

Fixed & Variable Rates

Low Down Payment

Full amortization no balloon

Ways To Open

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Ways to Open

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Why Regions?

Flexibility

Choose from among a variety of checking, savings, credit and loan products and services that are specially designed to help you manage your day-to-day operations so you can concentrate on what you do best.

Business Solutions

Enjoy the convenience and security of using merchant services, along with a multitude of cash management tools to better manage money moving through your business, and Regions Online Banking Business Services or Regions iTreasury Small Business to conduct transactions and monitor account activity online.

Convenience

Bank when, where and how you want with Mobile and Online Business Banking solutions such as Bill Pay, Online Statements, Online Funds Transfer and Quicken/Quickbooks Access.

Insights

Visit Business Insights by Regions to take advantage of tools, tips and calculators that help you manage your business, monitor cash flow, provide information on financing options and track your spending.

Community Involvement

We believe in giving back to our communities by supporting local organizations and donating our time and talents. We even give associates a paid day off each year to volunteer with a cause of their choice.

Personal Service

With award-winning customer service through a branch, online, over the phone, on Facebook or Twitter, or even at an ATM, we strive to make each experience a satisfying one.