Compare Business Checking Accounts

Compare Accounts - Checking
Features & Benefits	LifeGreen Business Simple Checking	LifeGreen Business Checking	Advantage Business Checking	Business Interest Checking1
Regions Quick Guides®	Quick Guide to LifeGreen Business Simple Checking	Quick Guide to LifeGreen Business Checking	Quick Guide to Advantage Business Checking	Quick Guide to Business Interest Checking
Account is for you if:	You are a small, start up business with limited transaction needs, use a CheckCard and/or credit card frequently and prefer banking solutions without balance requirements.	You are a sole proprietorship, startup or small business; you want a checking account with convenient e-services; and you have less than 150 paper or electronic items per month.	You have a moderate to high transaction volume and you keep combined balances to waive the monthly service fee.	You would like to earn a competitive interest rate without experiencing transaction limitations
Minimum Deposit to Open	$100	$100	$100	$100
Monthly Fee (per account)	$5	$10	$22	$15
Requirement to Waive or Reduce the Monthly Fee	At least $500 in Regions Business CheckCard and/or Business Credit Card purchases2	$2,500 average monthly statement balance OR At least $1,000 in Regions Business CheckCard and/or Business Credit Card Purchases2 OR At least one Regions Merchant Serivces transaction credited to this account4	$10,000 average monthly statement balance OR Combined balances of $30,000 in related non-personal accounts3 OR At least $2,500 in Regions Business CheckCard and/or Business Credit Card2 OR At least one Regions Merchant Services transaction credited to this account4 OR At least one deposit to this account using Regions Quick Deposit5	$5,000 average monthly statement balance
Excessive Item/Withdrawal Fee	No charge for the first 75 items6 each statement cycle; then $0.50 for each additional item	No charge for the first 150 items6 each statement cycle; then $0.50 for each additional item	No charge for the first 500 items6 each statement cycle; then $0.50 for each additional item	No charge for the first 150 items6 each statement cycle; then $0.50 for each additional item
Cash Deposit Fees7	$2,500 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits	$5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits	$20,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits	$5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits
Regions iTreasury Small Business*
Earnings Credit Rate
Pays Interest
Online Banking
Paper Statement Fee	$2/month8	None	None	None
Printed Check Images with Paper Statement9	$3/month (optional)	$3/month (optional)	$3/month (optional)	$3/month (optional)
Regions at Work
FDIC insurance
	LifeGreen Business Simple Checking	LifeGreen Business Checking	Advantage Business Checking	Business Interest Checking1

1. Interest is earned on funds in your account for which Regions has received credit. Interest earned is compounded daily and paid monthly.
2. For the monthly fee waiver, we count Business CheckCard and Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only CheckCard purchases on this checking account are counted.  Only Business Credit Card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.
3.Combined balances in related non-personal accounts can include $30,000 in non-personal checking, savings and money market (excludes Public Funds, IOLTA/IOTA, and Trust accounts) accounts OR $30,000 in outstanding business credit card, non-personal line of credit and closed-end loan balances. Accounts are considered related if they share the same ownership title and tax identification number. Balances determined at the beginning of the last day of your checking account statement cycle.
4. Merchant Services are provided by Elavon. Until October 5, 2017: For the monthly fee waiver, we count the Merchant Services deposits occurring in the calendar month that is two months prior to the calendar month in which the statement period for this checking account ends. Effective October 5, 2017: For the monthly fee waiver, we will count Merchant Services deposits that post during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement period. For new Merchant Services customers, it may take up to one full statement cycle for the waiver to take effect.
5. For the monthly fee waiver, we count the Quick Deposit transactions for the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the statement period, which are counted with Quick Deposit transactions for the following statement cycle.
6. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
7.Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
8. To avoid the monthly paper statement fee for the LifeGreen Business Simple Checking account, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking. You must have a valid SSN or TIN in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts. Changes in applicable fees will become effective beginning with the end date of the statement cycle in which Online Statements are activated or canceled, as the case may be.
9. Fee will be assessed whether or not checks are written during the statement cycle.

* Regions iTreasury Small Business is subject to the Regions Treasury Management terms and conditions.

Compare Accounts - Checking
Features & Benefits	LifeGreen Not-for-Profit Checking1	Regions Advantage Plus Checking
Regions Quick Guides®	Quick Guide to Not-for-Profit Checking	Quick Guide to Advantage Plus Business Checking
Account is for you if:	You are a small, non-profit organization and have low transaction volumes and need a low cost checking option.	You experience moderate to high transaction volume, have Treasury Management needs and value flat pricing for services.
Minimum Deposit to Open	$100	$100
Monthly Fee (per account)	N/A	$22
Requirement to Waive or Reduce the Monthly Fee	N/A	$25,000 average monthly balance
Transaction Item Fee2	No charge for the first 75 items2 each statement cycle; then $0.50 for each additional item	No charge for the first 700 items2 each statement cycle; then $0.50 for each additional item
Cash Deposit Fees3	$5,000 processed at no charge each cycle; then $0.25 per $100 for additional cash deposits3	$10,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits3
Regions iTreasury Small Business*
Earnings Credit Rate
Pays Interest
Online Banking
Paper Statement Fee	None	None
Regions at Work
FDIC insurance
	LifeGreen Not-for-Profit Checking	Regions Advantage Plus Checking

1. This account is only available to small nonprofit organizations.
2. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
3.Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle. To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.

* Regions iTreasury Small Business is subject to the Regions Treasury Management terms and conditions.