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Business Analyzed Checking

Your business is flourishing and requires a business checking account that can provide you with flexibility along with the additional resources your business demands. Regions Bank offers Business Analyzed Checking.

  Business Analyzed Checking4
This account is best for you if: You experience moderate to high transaction volume, maintain higher balances, have Treasury Management needs and want the added benefit of an earnings credit allowance to partially or fully offset monthly charges.

Account Benefits

  • Ability to group multiple accounts permitting consolidated balances to lower overall costs.
  • Online Baking Options:
    • Regions Business Online cash management package1 OR
    • Regions Online Banking with Bill Pay for Business 
  • Overdraft Protection Available
  • Consolidated statement activity on multiple accounts
  • 24-Hour Automated Telephone Banking
  • 30% discount on one safe deposit box rental with an additional 10% discount for auto debit from a Regions account (subject to availability)
  • No-annual-fee Regions Visa® Business Credit Card2
  • Mobile Banking3

Monthly Fee
(per account)

  • $22 monthly fee
  • This account offers earnings credit allowance which is used to partially or fully offset monthly service charges

Transaction Item Fee

Cash Deposit Fee5
  • $5,000 processed at no charge each calendar month; then $0.20 per $100 for additional cash deposits

Checks and Deposit Tickets

  • Check options such as three-to-a-page, computer, laser, value packs and more are available by visiting a branch or through Harland Clarke Business Solutions (877) 275-4427

Statement Options

  • Online Statements (including check images) - No additional charge
  • Paper statements, including check images - No additional charge
  • Special, Non-Standard Image Statement - $0.20 per month per item

Regions at Work

  • A special package of banking services designed for you that offers group banking to your employees
FDIC Insurance
  • Security of FDIC insurance coverage up to the maximum amount permitted by law. Learn more.

How to Apply

All business checking accounts are subject to the terms and conditions of the Regions Deposit Agreement. See pricing schedule for details. For accounts opened in Iowa, certain account fees are subject to Iowa State Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

1. Regions Business Online is subject to the Regions Treasury Management terms and conditions.
2. Subject to credit approval and the terms and conditions of a written Credit Card Agreement.
3. Mobile Banking require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch. Mobile Banking is subject to separate terms and conditions. Your mobile carrier’s messaging and data fees may apply.
4. Deposit Administrative Fee. This account may be subject to a fee for administrative services associated with business/commercial analyzed deposit accounts. Fee will be a percentage of the average monthly posted balance (ledger balance) and is subject to change.
5. Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle.