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Business Interest Checking



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You've worked hard on your business and now you want your money to start working for you. You require a business checking account that can provide flexibility and the additional resources your business demands, along with a competitive interest rate. Regions Bank offers Regions Business Interest Checking.

  Business Interest Checking1
This account is best for you if: You want to earn a competitive interest rate on your checking balances.
Account Benefits
  • Online Banking Options:
    • Regions iTreasury Small Business cash management package2 OR
    • Regions Online Banking with Bill Pay for Business
  • Overdraft Protection Available
  • 24-Hour Automated Telephone Banking
  • 30% Safe Deposit Box rental discount (subject to availability)
  • No-annual-fee Regions Visa® Business Credit Card5
  • Mobile Banking3
Interest Earned
  • Interest is compounded daily and paid monthly
    • under $10,000
    • $10,000 - $49,999.99
    • $50,000 - $99,999.99
    • 100,000 - $249,999.99
    • $250,000 or more
Monthly Fee
(per account)
  • $15 monthly fee. Waived with $5,000 average monthly balance.
Excessive Item/Withdrawal Fee
  • No charge for the first 150 items4 each statement cycle; then $0.50 for each additional item
Cash Deposit Fee6
  • $5,000 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits
Checks and Deposit Tickets
  • Regions custom style, business three-to-a page checks.  For information on deposit tickets, value packs, and other check styles, please visit a branch or contact Harland Clarke Business Solutions at (877) 275-4427.
Statement Options
  • Online Statements, including check images – No additional charges
  • Paper Statements, including check images – $3/month (optional)
  • Special, Non-Standard Image Statement - $10
Regions at Work
  • A special package of banking services designed for you that offers group banking to your employees.
FDIC Insurance
  • Security of FDIC insurance coverage up to the maximum amount permitted by law. Learn More
How to Apply

All accounts subject to the terms and the conditions of the Regions Deposit Agreement. See pricing schedule for additional fees and other requirements.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.

For accounts opened in Iowa, certain account fees are subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt.

1. The interest rate paid on Business Interest Checking is established at the sole discretion of Regions Bank and may change at any time. Fees could reduce earnings on account.
2. iTreasury Small Business is subject to the Regions Treasury Management terms and conditions.
3. Mobile Banking require a compatible device and enrollment in Online Banking. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number, or use alternative enrollment procedures available by visiting a branch. Mobile Banking is subject to separate terms and conditions. Your mobile carrier’s messaging and data fees may apply.
4. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
5. Subject to credit approval and the terms and conditions of a written Credit Card Agreement.
6. Cash Deposit limits are calculated each calendar month at month end and then charged on the following statement cycle.