Small Business Loans and Lines of Credit

Apply in Under 10 Minutes
Regions has teamed up with Fundation, a leading online lender that offers a variety of traditional loan products, to help meet more of your needs.

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Apply for a loan quickly and easily online.Disclosure 1

Information to have handy before you begin:

  • Driver's License
  • Business Tax ID#
  • Annual Sales
  • Annual Net Profit Before Tax

How to Apply Online

For term loans up to five years and up to $1 million, or lines of credit up to $100,000, you will proceed with an online application through Fundation. If you need a loan over $1 million, a line of credit over $100,000 or a real estate secured loan, you will be contacted by a Regions Banker within two business days to complete the loan application process via phone.

Term Loans and Lines of Credit Explained

With a term loan, you get the funds in a single lump sum. You pay a fixed payment amount each month.

With a line of credit, borrow as little or as much as you need, up to your available credit limit. The payment amount adjusts based on the balance owed. Funds may be borrowed, repaid, and borrowed again.

Who to Contact for Loan Servicing or General Questions

For loans or lines of credit serviced by Regions: Call 1-800-REGIONS

Or simply log in to your Online Banking account

Fundation application inquiries & assistance, loan servicing & support, or general questions: Call 1-888-398-0085

Explore more products for your business

All loans and lines of credit are subject to credit approval. Credit cards are subject to credit approval and terms and conditions of the Credit Card Agreement.

Disclosure 1. By clicking the “Apply Now” link above:

  • You consent to leave www.Regions.com and begin an on-line business loan application hosted by Fundation Group, LLC (“Fundation”). Regions Bank (“Regions”) and Fundation are not affiliates of each other. Regions does have a relationship with Fundation, which allows business owners to apply for a loan on-line. You understand Regions and Fundation offer different loan products and terms and make their own, independent credit decisions. By completing the on-line application, you may receive a loan from Regions or Fundation or you may not qualify for a loan offered by either institution.
  • You agree Regions and/or Fundation may contact you to discuss your application, even if you don't finish it, at the phone number or email address you provide in the application. You agree Regions and/or Fundation may contact you to discuss your application even if you previously indicated your preference of "do not call" or "do not email" with a government registry or with Regions or Fundation. You also agree that if you provide us with your mobile device information, we may contact you via your mobile device. (Your mobile carrier's charges may apply.)
  • You agree that Regions and Fundation may share your personal and financial information with each other in order to consider and process your application.