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LifeGreen Business Simple Checking

Your business requires a business checking account that can provide you with flexibility along with the additional resources your small business demands. Regions offers LifeGreen Business Simple Checking, where your monthly fee will be waived if you make purchases totaling at least $500 on your Regions Business CheckCard and/or Business Credit Card4.

  LifeGreen Business Simple Checking
This account is best for you if: You are a small, start up business with limited transaction needs, use a CheckCard and/or credit card frequently, and prefer banking solutions without balance requirements.

Account Benefits

  • Regions Online Banking with Bill Pay for Business
  • Overdraft Protection Available
  • 24-Hour Automated Telephone Banking
  • 30% discount on one safe deposit box per account and a 10% additional discount with an auto debit set up from a Regions checking or savings account (subject to availability)
  • Mobile Banking1

Monthly Fee
(per account)

  • $5 monthly fee waived with at least $500 in Regions Business CheckCard and/or Business Credit Card purchases2.
Excessive Item/Withdrawal Fee
  • No charge for the first 75 items3 each statement cycle, then $0.50 for each additional item
Cash Deposit Fees4
  • $2,500 processed at no charge each calendar month; then $0.25 per $100 for additional cash deposits
Checks and Deposit Tickets
  • For more information on business checks, deposit tickets and value packs options, please visit a branch or contact Harland Clarke Business Solutions at (877) 275-4427.

Statement Options

  • Online Statements –No Additional Charge
  • Paper Statements without Printed Check Images - $2 per month5
  • Paper Statements with Printed Check Images - $3 per month6
  • Paper Statements with Deluxe Check Images – $10 per month6

FDIC Insurance

  • Security of FDIC insurance coverage up to the maximum amount permitted by law. Learn more.

How to Apply

All accounts subject to the terms and conditions of the Regions Deposit Agreement. See pricing schedule for additional services and fees and for details on how we calculate transactions and balances for purposes of certain fees and waivers. For accounts opened in Iowa, certain account fees are subject to Iowa State Sales Tax of 6%, which will be assessed at the time the fee is charged, unless exempt. All accounts, loans, lines of credit, and credit cards are subject to credit approval.

1. Mobile Banking requires a compatible device and enrollment in Online Banking which requires a Social Security or Taxpayer Identification number. Your carrier's messaging and data fees may apply.
2. For the monthly fee waiver, we count Business CheckCard and Business Credit Card purchases that occur during the time period shown on the periodic statement for this checking account, excluding those that post on the last day of the period, which are counted with purchases for the following statement cycle. Only CheckCard purchases on this checking account are counted. Only Business Credit Card purchases on accounts held in the name of the entity or person listed as either first or second owner on this checking account are counted. Commercial Card and personal credit card purchases are not counted.
3. Items include all deposited items (including deposit slips) and other credits to the account plus all withdrawals (excluding ATM), transfers and other debits from the account, whether by check, CheckCard, Overdraft Protection transfer, Automated Clearing House or otherwise.
4. Cash Deposit fees are calculated each calendar month at month end and then charged on the following statement cycle.To determine the amount of the fee, we divide the amount of cash deposits that exceed the deposits processed at no charge by $100 and multiply the resulting quotient by the applicable fee.
5. To avoid the monthly paper statement fee for the LifeGreen Business Simple Checking account, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking. You must have a valid SSN or TIN in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts. Changes in applicable fees will become effective beginning with the end date of the statement cycle in which Online Statements are activated or canceled, as the case may be.
6. Fees will be assessed whether or not checks are written during the statement cycle.

The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met.