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Regions Business Second Chance CDs

Regions Business Second Chance CD allows you to lock in a competitive CD rate but allows you a second chance to increase your return if our rates go up..


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  Regions Business Second Chance CD
Balance Required to Open
  • $10,000 and Regions Business checking account1
  • For available rates and terms, enter your zip code in the box above.
Account Benefits
  • You choose the term2 and if our rates go up, you’ll get a chance to increase your returns
  • Competitive fixed rate of interest
  • Rate is fixed for the term of the CD
  • Account maintenance is easy with Regions Online Banking.
  • Security of FDIC Insurance coverage up to the maximum amount permitted by law
Interest Earned
  • Compounded daily and paid according to the terms on the CD:  Monthly, quarterly, semi-annually, annually or at maturity. 
  • If the term is one year or greater, the interest is credited to the account quarterly unless interest disbursements are set up.
Bank where, when, and how you like
  • Access your account 24 hours a day, 7 days a week through Regions Online Banking or 1-800-REGIONS
  • Visit any one of our 2,000+ branches in 16 states
How to Apply

1. There is a substantial penalty for early withdrawal. See account disclosure for details.
2. The Second Chance CD offer is only available on CD with certain terms.  Any time during your original term you may adjust your rate one time to the then current interest rate for the term you selected at account opening.  On the date you adjust your rate, you will receive a new maturity date and new term equal to the term you selected at account opening.  No other bonus rates or premiums are available with this offer. Interest on CDs longer than 12 months must be paid at least annually.  Offer is not available for public entities, brokered deposits or other financial institutions.  Offer is available for a limited time and is subject to change.  Fees could reduce earning on the account.