Investment Strategies

Wealth Management

Regions Investment Management manages standard and customized Equity, Fixed Income and Balanced portfolios for our clients.

We work with our clients to understand and clearly define investment goals. As your manager, we will work with you to tailor a strategy designed to meet your unique objectives.

Regions Institutional Investment Management (RIIM) – Through Regions Bank, we are proud to serve Public Funds, Corporations, Taft-Hartley Plans and Endowments & Foundations. RIIM is a GIPS®-verified division of Regions Investment Management.  RIIM offers institutions, with a minimum investment of $3 million, separate account management in any of our fully discretionary strategies.

RIM Equity Strategies

Regions Investment Management, Inc. (RIM) is concerned first and foremost about the fundamental quality of the investments we make. We believe that over time we can produce risk-adjusted returns by employing our proprietary quality metrics and using focused fundamental research. The RIM equity strategies are constructed using a fundamentally focused approach that combines quantitative and qualitative research.

Our philosophy:

  • Quality companies generate consistent shareholder value over time and that value will be realized by the market.
  • Quality companies can be bought at discounts at various points over the business cycle.
  • By combining disciplined measures of quality with measures of value, we have generated superior risk-adjusted returns over a full market cycle.

RIM has a process focused on identifying companies with predictable earnings supported by a well-structured balance sheet.

  • The investment process is disciplined and is applied consistently.
  • The research process relies on traditional data screening and in depth analysis as well as unique insight.

RIM's dedicated equity analysts focus on specific sectors of the market tailoring research to the key drivers of each industry. Each security selected for inclusion in our equity strategies must pass fundamental and valuation criteria. We design portfolio constructions to emphasize stock selection as we believe in our ability to find undervalued securities.

Equity Strategies:
Total Return Opportunity Portfolio
Equity Income Opportunity Portfolio
High Dividend Yield Strategy 
Value Opportunity Portfolio
Growth Opportunity Portfolio

RIM Fixed Income Strategies

RIM believes fixed income strategies should provide a stable source of income. Based on this philosophy, we construct diversified portfolios using issues categorized as high-quality. RIM invests primarily in securities that are rated in the top four rating categories by at least one NRSRO for all strategies. Bonds with these ratings are commonly referred to as high-quality. We actively manage strategies to produce the highest total return consistent with prudent investment management. We also believe our long-term, value-oriented approach to investing allows us to capitalize on temporary market inefficiencies.

Rigorous, fundamental analysis drives the portfolio construction process. The fixed income process relies on the equal emphasis of four tools to construct and manage portfolios: duration positioning, sector selection, yield curve positioning and security analysis. These four disciplines ensure that all areas of the bond market are continuously evaluated to manage risk and capitalize on opportunities.

We employ a top-down, macro-economic overview to continually assess business cycle trends within the framework of monetary and fiscal policies as well as broader global economic and political influences.

Fixed Income Strategies:
Aggregate Bond Opportunity Portfolio
A-Rated Aggregate Bond Opportunity Portfolio
Government/Credit Bond Opportunity Portfolio
Government/Credit Intermediate Bond Opportunity Portfolio
Corporate Bond Opportunity Portfolio
All Corporate Intermediate Bond Opportunity Portfolio
Enhanced Cash Bond Opportunity Portfolio
Intermediate Bond Opportunity Portfolio
A-Rated Intermediate Bond Opportunity Portfolio
Socially Responsible Bond Opportunity Portfolio
A-Rated Social Bond Opportunity Portfolio
1-10 Year Municipal Income Portfolio
Managed Municipal Portfolio
Low Duration Municipal Income Portfolio

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