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For You If...

Auto Loan

You want a tax-deferred retirement savings account that offers a variable interest rate over a fixed 18-month term. legal disclaimer number1

Auto Loan

You want to refinance an existing auto loan and want the convenience of applying online.

Auto Loan

You need an auto loan to buy a new or used vehicle, or to refinance an existing auto loan, and want to apply by phone or at a Regions branch

Auto Loan

You want a tax-advantaged retirement investment account where the rate is locked in for 6 to 60 months. legal disclaimer number1

Auto Loan

You want a tax-advantaged retirement savings account that is similar to a money market account, and allows for regular deposits and/or the rollover of IRA funds at any time. legal disclaimer number2

Rates

Auto Loan

Rate is equal to the most recent discount auction rate of the six-month Treasury Bill plus 0.25% Check available rates legal disclaimer number1 (Add box where user can enter zip code to get current rate)

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

Check available rates legal disclaimer number1 (Add box where user can enter zip code to get current rate)

Auto Loan

Check available rates legal disclaimer number1 (Add box where user can enter zip code to get current rate)

Terms & Maturity Obligations

Auto Loan

18-Months legal disclaimer number2

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

6 to 60 months legal disclaimer number2

Auto Loan

Withdrawals available anytime legal disclaimer number2

Minimum Balance Required to Open

Auto Loan

$250

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

$250

Auto Loan

$250

Deposits & Contributions

Auto Loan

Additional deposits of $50 or more can be made anytime during the 18-month term. Can be linked to a checking or savings account for regular, automatic deposits.

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

Additional deposits of $25 or more can be made anytime. Can be linked to a checking or savings account for regular, automatic deposits.

Auto Loan

Additional deposits can be made during the grace period at maturity. Can be linked to a checking or savings account for regular, automatic deposits.

Annual Contribution Limits

Auto Loan

$5,500; $6,500 if 50 years old or more. legal disclaimer number3

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

$5,500; $6,500 if 50 years old or more. legal disclaimer number3

Auto Loan

$5,500; $6,500 if 50 years old or more. legal disclaimer number3

Tax Benefits

Auto Loan

Traditional, Roth or Education IRA legal disclaimer number4

Auto Loan

N/A

Auto Loan

N/A

Auto Loan

Traditional, Roth or Education IRA legal disclaimer number4

Auto Loan

Traditional, Roth or Education IRA legal disclaimer number4

Fees

Auto Loan

No monthly or administrative fees. Fees for early withdrawal may apply legal disclaimer number2

Auto Loan

No loan processing fee

Auto Loan

Loan processing fee on new and used vehicle financing. No loan processing fee on refinancing.

Auto Loan

No monthly or administrative fees. Fees for early withdrawal may apply legal disclaimer number2

Auto Loan

No monthly or administrative fees. Fees for early withdrawal may apply legal disclaimer number2

Annual Percentage Rate legal disclaimer number5 (APR)

Auto Loan

N/A

Auto Loan

As low as 3.09% (with auto-debit discount)

Auto Loan

As low as 3.09% (with auto-debit discount)

Auto Loan

N/A

Auto Loan

N/A

Collateral Requirements

Auto Loan

N/A

Auto Loan

Vehicle to be refinanced is seven years old or less and has less than 90,000 miles

Auto Loan

New or used car or light truck is seven years old or less, and has less than 90,000 miles

Auto Loan

N/A

Auto Loan

N/A

Loan Amount

Auto Loan

N/A

Auto Loan

$5,000 up to $100,000

Auto Loan

$5,000 up to $100,000

Auto Loan

N/A

Auto Loan

N/A

Required loan-to-value legal disclaimer number6 ratio

Auto Loan

N/A

Auto Loan

Up to 120% LTV (Maximum amount cannot exceed pay-off of existing loan amount)

Auto Loan

Up to 110% on purchases, and up to 120% on dollar-for-dollar refinancing

Auto Loan

N/A

Auto Loan

N/A

Terms

Auto Loan

N/A

Auto Loan

Cannot exceed current remaining months on existing vehicle loan

Auto Loan

Several term lengths available depending on age of vehicle

Auto Loan

N/A

Auto Loan

N/A

Automatic Payment Option

Auto Loan

N/A

Auto Loan

Yes

Auto Loan

Yes

Auto Loan

N/A

Auto Loan

N/A

Rate Discounts Available

Auto Loan

N/A

Auto Loan

Yes, with automatic payment from Regions checking account legal disclaimer number7 . Available complimentary GAP rider legal disclaimer number8

Auto Loan

Yes, with automatic payment from Regions checking account. legal disclaimer number7

Auto Loan

N/A

Auto Loan

N/A

Features

Auto Loan

Auto Loan

Auto Loan

Auto Loan

Auto Loan