Retirement Plan Services

Wealth Management

Do you need a broker or a fiduciary? Watch to see why it's important to know your needs.

Regions Institutional Services specializes in working with plan sponsors to help them find the best solutions to meet their organization’s unique needs. Regions Relationship Consultants take a consultative approach in assessing each organization’s retirement program. Since Regions remains unbiased when it comes to retirement plan providers, we are able to sit on the same side of the table with our clients, evaluating their current retirement program and finding solutions that fit their organization’s size, demographics and goals. Such solutions involve retirement and investment consulting operating in either a 3(21) or 3(38) capacity. When partnering to build an integrated strategy, Regions’ experienced retirement professionals proudly offer the following solutions:

  • Fiduciary Oversight: compliance monitoring assistance, inventory of documentation, legislative updates, platform evaluation assistance
  • Plan Design: review plan design functionality, plan demographics review, interactive voice response and online utilization
  • Plan Administration: plan administration oversight, administrative recommendations, communication with employer, fiduciary monitoring
  • Investment Consulting Services: Investment Policy Statement development and adherence assistance, fund analysis and monitoring reports provided for due diligence support, investment reviews, 3(21) or 3(38) investment fiduciary
  • Participant Education Programs: plan sponsor and participant communication, needs assessment and goal-setting, employee education meetings, feedback and recommendations based on tracked results, 404(c) compliance adherence assistance

Our Relationship Consultants administer multiple types of both Defined Contribution and Defined Benefit plans. Those plans include:

  • Defined Contribution: 401(k), Profit-Sharing, Money Purchase Pension
  • Defined Benefit: Traditional Pension, Cash Balance, Retirement Insights