Financing a Home

Know Before You Go

More than ever before, it pays to be a careful consumer when it comes to purchasing a home. Whether you're a first-time buyer or adding a second home, it helps to understand as much as you can about real estate and home financing. Explore our articles and calculators to help you make an informed decision.

Have a Plan

Having a plan is essential to achieving your financial goal of owning a home. Take the time to write down the essentials. How long will you stay in the home? What can you afford? The answers will influence the loan program, terms and possibly when you lock your loan's interest rate.

View All Regions Mortgage Programs

Stick to a Budget

It can be tempting to spend more than you’ve budgeted when you find the “perfect” house. Know your budget before you start house hunting, then stick to it. Make sure you plan for closing costs, moving expenses and ongoing home maintenance in your budget.

Run the Numbers with Mortgage Calculators

Manage Your Debt

Balance your desire to pay down your mortgage with other priorities. Pay off any higher-interest debt first, since mortgages tend to have lower interest rates. And it may make sense for you to use a home equity loan or line to pay off higher-interest debt.

Make Use of Debt and Home Equity Calculators